An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Feb. 23, 2023

Q&A: Getting and Using Referrals With TRICARE

By TRICARE Communications

You’ve likely heard the term “referral” in connection with health care. But what exactly is a referral—and how do you know if you need one? A referral is when your primary care manager (PCM) or primary care provider sends you to another provider or specialist for care.
 
“When you receive a referral for care, your provider has determined the care will benefit your health,” said Tonya Utterback, referral and authorization expert with the TRICARE Health Plan at the Defense Health Agency. “Once your referral is approved, it’s important to use it in a timely manner. For example, if you’re referred to a cardiologist to evaluate a heart problem, diagnosing and treating the problem as soon as possible may result in a better health outcome.”
 
Read on to learn when you need a referral and helpful tips for using them.
 
Q: Do I need a referral?
A: It depends on your beneficiary category, which TRICARE plan you use, and the type of care you need.
 
If you’re an active duty service member (ADSM):
  • You need a referral for any medical care your PCM doesn’t provide. This includes urgent, routine, preventive, and specialty care.
  • If you get care without a referral, you may have to pay out of pocket.
 
If you use a TRICARE Prime plan (including TRICARE Prime Overseas) and you aren’t an ADSM:  
If you use a TRICARE Select plan or TRICARE Reserve Select, TRICARE Retired Reserve, or TRICARE For Life, you don’t need a referral for most medical services. However, your child needs a referral for applied behavior analysis.
 
Q: How long does it take to get a referral?
A: Your provider will send a referral request to your regional contractor. It can take approximately three business days to process your referral.
 
Q: Where do I find my referral?
A: Log in to your beneficiary self-service portal on your regional contractor’s website to view or check the status of your referral. (You’ll need to create an account if you don’t have one.) You can also call your regional contractor’s automated phone service.
 
If overseas, you can check your MyCare Overseas mobile app or web-based portal. You can also call your TRICARE Overseas Program Regional Call Center.
 
Q: What should I do when my referral is approved?
A: When your referral is approved, you’ll receive an electronic authorization letter. This letter will be in your beneficiary portal. The letter will outline:
  • The reason for the referral
  • The provider you’ve been referred to
  • The care and number of visits you’re approved to receive
  • The date the referral expires
 
To make your first appointment, contact the provider named in the letter.
 
Contact your regional contractor if any of the following apply to you:
  • You can’t get an appointment within four weeks
  • You want to see a different provider
  • The provider you’re referred to is more than 60 minutes from your home and you want to change your provider
  • Overseas, if you encounter a language barrier when booking an appointment
 
Q: How long does my referral last?
A: Most referrals are valid for up to 180 or 365 days. However, some referrals have different expiration dates. Check your authorization letter to confirm when the referral expires.
 
If you have ongoing specialty care needs, you should request a new referral from your primary care provider before the referral expires. To avoid potential gaps in care, request your referral at least 30 days before your existing referral expires.
 
If your referral expires and you still wish to receive specialty care, you must request a new referral from your doctor.
 
Q: What should I bring to my first appointment with a specialist?
A: Bring your military ID and referral authorization letter to your appointment. When you schedule your appointment, ask about what other materials your specialist needs. For example, you may need to provide copies of medical records, X-rays, or lab results. The specialist may coordinate with your referring provider to get these materials. In this case, you may be asked to sign a release of information. If you need materials from a military hospital or clinic, request them several days in advance of when you’ll pick them up.
 
Q: Can I be reimbursed if I need to travel for specialty care?
A: The Prime Travel Benefit reimburses reasonable travel for a qualified trip by a TRICARE Prime enrollee. Visit Travel Reimbursement for Specialty Care to learn if your trip is eligible and how to use this benefit.
 
Q: How can I find more information?
A: Contact your TRICARE contractor if you have questions about referrals. You can also learn more on their websites:  
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Pregnant woman sits in a doctor's office chair while speaking to a standing woman

Expecting a baby? Learn about TRICARE’s maternit...

News
Mar. 26, 2026

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can...
Read More
Female service member stands in the courtyard of a white building

Learn how to get care at overseas military hospi...

News
Mar. 24, 2026

Do you need to get care at a military hospital or clinic overseas? How you get care depends on whether you...
Read More
Mother and father playing with their child in a yard

TRICARE cost terms: What you need to know about ...

News
Mar. 17, 2026

Health care costs can feel confusing—but they don’t have to be. TRICARE uses specific terms to describe what...
Read More
Child stands in front of a bathroom sink and brushes her teeth.

Set your child up for a lifetime of healthy smiles

News
Mar. 13, 2026

Tooth decay is the most common chronic health problem affecting children in the U.S. today. When cavities...
Read More
Woman in dentist's chair smiles up at dentist who's wearing scrubs and gloves.

Coordinating other dental plan insurance with th...

News
Mar. 12, 2026

Do you or your spouse have another dental insurance plan in addition to the TRICARE Dental Program? Did you...
Read More
Man in a red polo shirt smiles while looking at his phone.

Easily manage your prescriptions with Express Sc...

News
Mar. 12, 2026

Life is busy, so it’s important you have the prescriptions you need when you need them. The TRICARE Pharmacy...
Read More
Woman in yellow shirt smiles while talking to someone on a phone

Teledentistry under the TRICARE Dental Program

News
Mar. 11, 2026

In our increasingly digital world, health care is evolving, and your dental care is no exception...
Read More
Uniformed service member stands over patient receiving intensive care. Text reads: "PATIENT SAFETY AWARENESS: TEAMING UP FOR PATIENT SAFETY." Defense Heatlh Agency logo.

Teaming up for patient safety strengthens milita...

News
Mar. 09, 2026

Every day, care teams at military hospitals and clinics work to keep patients safe. Patient safety is...
Read More

March 26, 2026

Expecting a baby? Learn about TRICARE’s maternity care options

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can make a meaningful difference throughout pregnancy, delivery, and postpartum recovery. TRICARE covers a range of maternity care services and provider types. This coverage gives expecting mothers options while ensuring access to care.

March 24, 2026

Learn how to get care at overseas military hospitals or clinics

Do you need to get care at a military hospital or clinic overseas? How you get care depends on whether you live overseas or if you’re just visiting. This article explains how to get care at an overseas military hospital or clinic in both situations.

March 17, 2026

TRICARE cost terms: What you need to know about deductibles, catastrophic caps, and point-of-service fees

Health care costs can feel confusing—but they don’t have to be. TRICARE uses specific terms to describe what you pay and how your benefit works. You may see these terms on your explanation of benefits after getting care. Understanding them helps you plan ahead and avoid unexpected costs.

March 13, 2026

Set your child up for a lifetime of healthy smiles

Tooth decay is the most common chronic health problem affecting children in the U.S. today. When cavities aren’t treated, they create serious problems like pain and infections. Fortunately, you can prevent cavities completely through proper oral care. By following these useful strategies, you can help your child develop healthy dental habits that will benefit them throughout their life.

March 12, 2026

Coordinating other dental plan insurance with the TRICARE Dental Program

Do you or your spouse have another dental insurance plan in addition to the TRICARE Dental Program? Did you know you can use both? Not only could coordinating dental plans provide extra coverage, you could also lower out-of-pocket costs. If you’re wondering how to navigate your dental care between two plans, this article will explain what coordinating those plans means and point you to resources to answer your questions.

March 12, 2026

Easily manage your prescriptions with Express Scripts Pharmacy mobile app

Life is busy, so it’s important you have the prescriptions you need when you need them. The TRICARE Pharmacy Program, administered by Express Scripts, makes staying on top of your prescription drugs easy. How? Through the free Express Scripts Pharmacy mobile app. The app lets you locate TRICARE retail network pharmacies and securely manage your medications by ordering prescriptions, tracking orders, requesting and canceling refills, and completing other tasks.

March 11, 2026

Teledentistry under the TRICARE Dental Program

In our increasingly digital world, health care is evolving, and your dental care is no exception. Teledentistry offers a convenient and accessible way to receive dental care from the comfort of your own home. But what exactly is teledentistry, and what does it mean for you as a TRICARE Dental Program enrollee? Let's demystify teledentistry and clarify what’s covered under the TDP.

March 9, 2026

Teaming up for patient safety strengthens military readiness

Every day, care teams at military hospitals and clinics work to keep patients safe. Patient safety is everyone’s job across the Military Health System. Patient Safety Awareness Week takes place March 8–14. This year’s theme, “Teaming Up for Patient Safety,” shows how teamwork helps keep patients safe and improves care.

March 5, 2026

How TRICARE can help you screen for cancer

Did you know that it’s possible to detect some types of cancer before you show any signs or symptoms? Getting preventive screening tests makes this possible. TRICARE covers cancer screenings based on your age, sex, and certain risk factors. Learn about which tests may be recommended for you.

March 3, 2026

Understanding the TRICARE Dental Program: Network vs. non-network dentists

Do you get dental care through the TRICARE Dental Program? If so, you should know the difference between network and non-network dentists and how they affect your costs. Knowing how the TDP works can help you get care more easily while managing out-of-pocket costs.