An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | March 3, 2026

Understanding the TRICARE Dental Program: Network vs. non-network dentists

By TRICARE Communications

Do you get dental care through the TRICARE Dental Program? If so, you should know the difference between network and non-network dentists and how they affect your costs. Knowing how the TDP works and understanding the difference between network and non-network dentists can help you get care more easily while managing out-of-pocket costs.

“Understanding the difference between network and non-network dentists helps you make informed decisions about your dental care,” said Douglas Elsesser, a program analyst with the Dental Program Branch of the TRICARE Health Plan at the Defense Health Agency. “Using network providers whenever possible can make it easier to get care and avoid higher costs.”

Network vs. non-network dentists

Choosing between a network and non-network dentist affects your costs and the handling of your claims.

Network dentists

TDP network dentists follow the TRICARE dental contractor, United Concordia’s, negotiated rates. When you see a network dentist:
  • You typically have lower out-of-pocket costs.
  • The dentist files your claims.
  • You’re protected from costs beyond your cost-share, also known as balance billing.
  • Care is simpler and more predictable.

Using a network dentist is the easiest and most cost-effective option for most families.

Non-network dentists

You can choose to see a dentist who isn’t part of the TDP network. However, costs and responsibilities may increase. When you see a non-network dentist:

Getting dental care

You can schedule care once you’re enrolled, as detailed in the TRICARE Dental Program Handbook. Before your appointment:
  • Confirm the dentist accepts the TDP and whether they’re a network dentist.
  • Ask if any services require pre-authorization.
  • Review your plan’s cost-shares and annual maximums.

Taking these steps can help ensure smooth claims processing.

How to find a dentist

Finding a TDP dentist is simple. You can:
  • Use United Concordia’s Find a Dentist Tool to search for network dentists by location. This tool lets you filter results by specialty.
  • Call United Concordia’s customer service:
    • CONUS: 844-653-4061
    • OCONUS (toll-free): 844-653-4060
    • OCONUS (toll): +1-717-888-7400

Learn more

For more information:

By understanding how the TDP benefit works and using available tools to find care, you can make informed decisions about your dental health.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions to get benefit updates, news, and more.
 

A person typing on a laptop with their left hand while holding a mug in their right hand.

Find a TRICARE provider near you

News
Jun. 18, 2026

The first step in getting healthcare is to know where to go. TRICARE has many resources to help you find the...
Read More
A person's legs in dark pants and socks in a kitchen, surrounded by cardboard boxes. "Kitchen" is written on one of the boxes.

Moving with TRICARE: A game plan for success

News
Jun. 16, 2026

When you move, keeping organized is key. Between the boxes and bubble wrap, take time to make sure your...
Read More
Woman holds yellow envelope package.

TRICARE offers home delivery for prescription drugs

News
Jun. 11, 2026

TRICARE has an easy way for prescription drugs to come right to your doorstep: TRICARE Pharmacy Home Delivery...
Read More
Three service members smile while walking together

Take charge of your health: men’s preventive ser...

News
Jun. 09, 2026

When’s the last time you went to the doctor for a check-up? Now’s a great time to check in on your health and...
Read More
Picture of a man standing behind a woman as they smile

Understanding TRICARE deductibles: What you need...

News
Jun. 04, 2026

Have you ever heard the word "deductible" and wondered what it means? You aren’t alone. Healthcare cost terms...
Read More
"CHECK IT OUT! www.tricare.mil/publications;" Screenshots of the TRICARE Plans Overview Fact Sheet

Get to know your TRICARE health plan with the TR...

News
Jun. 02, 2026

Learn about your TRICARE health plan today with a simple tool that makes it easy. The TRICARE Plans Overview...
Read More
A dentist demonstrates toothbrush technique on a dental model.

The important connection between diabetes and or...

News
May. 27, 2026

According to the Centers for Disease Control and Prevention, about 12 out of every 100 Americans have...
Read More
Overhead picture of three lunchboxes full of healthy food

Snacking your way to a healthier mouth

News
May. 27, 2026

You may be flossing and brushing regularly, but did you know the snacks you eat also play a significant role...
Read More

June 18, 2026

Find a TRICARE provider near you

The first step in getting healthcare is to know where to go. TRICARE has many resources to help you find the right healthcare provider for you and your family. Depending on your plan, you’ll get care from a military hospital or clinic or a civilian provider.

June 16, 2026

Moving with TRICARE: A game plan for success

When you move, keeping organized is key. Between the boxes and bubble wrap, take time to make sure your TRICARE benefits are ready to come along. Here are a few steps you can follow on your journey from getting ready to arriving at your new location.

June 11, 2026

TRICARE offers home delivery for prescription drugs

TRICARE has an easy way for prescription drugs to come right to your doorstep: TRICARE Pharmacy Home Delivery. It's a convenient and simple way to get up to a 90-day supply of your prescriptions.

June 9, 2026

Take charge of your health: men’s preventive services covered by TRICARE

When’s the last time you went to the doctor for a check-up? Now’s a great time to check in on your health and learn about the men’s health and preventive services that TRICARE covers. TRICARE covers a range of screenings and services designed to keep you healthy at every stage of life.

June 4, 2026

Understanding TRICARE deductibles: What you need to know

Have you ever heard the word "deductible" and wondered what it means? You aren’t alone. Healthcare cost terms can be tricky, but we’re here to make them easy to understand. A deductible is a set amount of money you must pay out of pocket before TRICARE starts to pay for your care. Knowing your deductible is the first step in planning your family's healthcare budget.

June 2, 2026

Get to know your TRICARE health plan with the TRICARE Plans Overview Fact Sheet

Learn about your TRICARE health plan today with a simple tool that makes it easy. The TRICARE Plans Overview Fact Sheet is your go-to resource for understanding what you and your family members can expect when getting care with your health plan.

May 27, 2026

The important connection between diabetes and oral health

According to the Centers for Disease Control and Prevention, about 12 out of every 100 Americans have diabetes. However, many people underestimate how important their oral health is in managing their diabetes.

May 27, 2026

Snacking your way to a healthier mouth

You may be flossing and brushing regularly, but did you know the snacks you eat also play a significant role in the state of your dental health? Frequent snacking on certain foods can expose your teeth to harmful acids and sugars, leading to cavities and gum disease.

May 26, 2026

Take charge of your skin health: How TRICARE supports skin cancer screening and treatment

As summer approaches and outdoor activities increase, it’s essential to protect your skin from harmful ultraviolet rays. TRICARE is committed to supporting your skin health by covering skin cancer exams and providing resources for prevention and treatment.

May 22, 2026

Maintaining oral health during pregnancy

Pregnancy brings many changes to your body, and your mouth is no exception. Hormonal shifts, morning sickness, and changes to diet can all affect your oral health. The good news is that dentists can provide safe, effective care throughout your pregnancy.