An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Jan. 30, 2023

How to File Your TRICARE Claims Overseas

By TRICARE Communications

Do you need to file a TRICARE Overseas claim for medical care or prescriptions you received overseas? If so, it’s important to understand the different TRICARE Overseas claim submission methods available to you.
 
“There’s more than one way to submit a TRICARE claim overseas,” said Michael Griffin, program analyst with the TRICARE Overseas Program Office at the Defense Health Agency. “Choosing the quickest method to submit your claim and knowing what information you may need to provide can help ensure you get your claim processed in a timely manner.”
 
Medical Claims
You can submit your claim directly to Wisconsin Physicians Service (WPS), the TRICARE Overseas Program (TOP) claims processor. There are three options.
 
1. TRICARE Overseas Secure Claims Portal
The TRICARE Overseas Secure Claims Portal is the fastest and most secure way to submit a claim. You can use the wizard, which helps guide you through the process. This ensures the claims processor receives your claim instantly and enters it directly into the claims processing system. You can also submit your claim via secure messaging through the portal. This is slightly slower, as your claim is entered into the system manually.
 
There are other benefits of using the portal, as detailed in this claims video. You can:
  • Track the status of your claim.
  • Review your payment information.
  • Communicate directly with WPS, the claims processor.
  • Sign up for electronic funds transfer (direct deposit) to a U.S. bank account.
 
You must first register to use the portal. To learn how to register for and use the portal, check out the tutorial videos.
 
2. Secure Fax
Using secure fax is another quick way to submit a claim. Fax your claim to +1-608-301-2251. Your claim is considered received on the same day of submission.
 
3. Overseas Postal Mail
Using postal mail is the least timely way to submit a claim and receive reimbursement. Because overseas-to-U.S. mail delivery timelines vary, delivery can take up to 28 days.
 
To help ensure that WPS processes your TRICARE Overseas claim in a timely manner once received, be sure to fully complete and sign the claim form (DD Form 2642). Remember to include the following required information:
  • A clear and legible itemized bill or invoice from the provider, detailing the services rendered and the provider’s name and address.
  • A narrative description of the reason for the medical services received.
  • Proof of payment
  • Proof of other health insurance (OHI), if applicable. If you have OHI (such as national health insurance), TRICARE is always the last payer. If applicable, include any explanation of benefits (EOB) from your OHI, outlining any payment or denial.
 
To find the mailing address you should use, go to TOP Claims Mailing Addresses.
 
Allow up to 30 days for WPS, the claims processor, to process your TRICARE Overseas claim after they receive it. In some cases, they may ask you to send additional information to determine benefit coverage to complete processing of the claim. After your claim is processed, it may take up to 28 days to receive your reimbursement in the mail.
 
Pharmacy Claims
Do you need to file a claim for your prescription? This depends on where your prescription was filled. As noted in the TRICARE Pharmacy Program Handbook, you don’t need to file a claim if your prescription was filled at a military pharmacy, through TRICARE Pharmacy Home Delivery, or at a TRICARE retail network pharmacy.
 
If your prescription was filled at a non-network pharmacy, you’ll need to file a claim to get reimbursed for covered prescription drugs. For prescriptions filled at non-network pharmacies in the U.S. or the U.S. territories of American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, or the U.S. Virgin Islands, Express Scripts is the pharmacy contractor to send your claim. For prescriptions filled outside the U.S. and U.S. territories, submit your claim to WPS.
 
You can do this either online through the secure claims portal or by mail. Be sure to submit proof of payment with your overseas pharmacy claims. If you’re in the Philippines, you must get your prescription filled at a TRICARE-certified pharmacy to ensure your claims are reimbursed. Visit Pharmacy Claims to learn more about filing claims.
 
Deadlines to File Claims
The deadline to file a claim depends on when and where you received care. For care in the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands), you have one year from the date of service or discharge to submit a claim. For overseas care, you have three years. The currency exchange rate is determined by the last date of service or discharge for an inpatient admission.
 
For more information on how to file your TRICARE Overseas claim, check the TOP website. If you have questions or need help, you can contact your TOP Regional Call Center.
 
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Images of Bayne-Jones Army Community Hospital and Bassett Army Community Hospital.

DHA Hospitals Earn Top Honors From the Leapfrog ...

News
Jan. 08, 2025

The Leapfrog Group has named two Defense Health Agency hospitals among the best in the nation. This shows the...
Read More
Map of the TRICARE West Region

Live in the West Region? Provide Your Payment In...

News
Jan. 06, 2025

Do you currently live in the West Region? Or, do you live in one of the six states that moved to the West...
Read More
Nurse wearing white scrubs answers phone.

Unlock Your Health Through the MHS Nurse Advice ...

News
Dec. 31, 2024

Do you know what to do when you or a family member feel sick, but it’s outside of business hours or it’s the...
Read More
Man and woman embrace each other.

Preview Four Changes Coming to TRICARE in 2025

News
Dec. 23, 2024

With the end of the year approaching, it’s a good time to consider your family’s healthcare needs for the...
Read More
Smiling pregnant woman sits down with a bandage on her arm

Get Vaccinated With TRICARE: RSV Immunizations O...

News
Dec. 20, 2024

Respiratory syncytial virus is a common but potentially dangerous respiratory illness. Immunizations are...
Read More
Man and woman holding a baby and smiling

Reminder: New TRICARE Regional Contracts in the ...

News
Dec. 19, 2024

Changes are coming to TRICARE’s regional contracts Jan. 1, 2025. These changes will affect you if you live in...
Read More
Service member works with pharmaceuticals.

New Prescription Refill System Coming to Militar...

News
Dec. 17, 2024

Do you get your prescriptions at a military pharmacy in the U.S.? You should know that the Defense Health...
Read More
Doctor uses a tablet.

Check the TRICARE Network Provider Directories A...

News
Dec. 11, 2024

If you get care outside of a military hospital or clinic, it’s important to understand your civilian provider...
Read More

Jan. 8, 2025

DHA Hospitals Earn Top Honors From the Leapfrog Group

The Leapfrog Group has named two Defense Health Agency hospitals among the best in the nation. This shows the military's strong focus on keeping patients safe and providing high-quality care.

Jan. 6, 2025

Live in the West Region? Provide Your Payment Information to TriWest Now

Do you currently live in the West Region? Or, do you live in one of the six states that moved to the West Region on Jan. 1? If you pay for your TRICARE coverage using a bank electronic funds transfer, credit card, or debit card, you must now securely give your recurring payment information to the West Region contractor, TriWest Healthcare Alliance.

Dec. 31, 2024

Unlock Your Health Through the MHS Nurse Advice Line

Do you know what to do when you or a family member feel sick, but it’s outside of business hours or it’s the weekend? TRICARE has a service called the Military Health System Nurse Advice Line that can help when you need healthcare guidance.

Dec. 23, 2024

Preview Four Changes Coming to TRICARE in 2025

With the end of the year approaching, it’s a good time to consider your family’s healthcare needs for the coming year. As you think about things like scheduling preventive care visits and knowing your 2025 TRICARE costs, you should also note some changes coming to TRICARE in 2025.

Dec. 20, 2024

Get Vaccinated With TRICARE: RSV Immunizations Offer Protection for High-Risk Individuals

Respiratory syncytial virus is a common but potentially dangerous respiratory illness. Immunizations are available to protect TRICARE beneficiaries who are considered high risk from RSV infection. These immunizations help protect older adults and newborns, who face higher risks from respiratory illness.

Dec. 19, 2024

Reminder: New TRICARE Regional Contracts in the U.S. in 2025

Changes are coming to TRICARE’s regional contracts Jan. 1, 2025. These changes will affect you if you live in the U.S. The key to a smooth transition is to take a few simple steps now, before the end of the year.

Dec. 17, 2024

New Prescription Refill System Coming to Military Pharmacies: What To Know

Do you get your prescriptions at a military pharmacy in the U.S.? You should know that the Defense Health Agency is upgrading to a new prescription refill system at military pharmacies. The new Interactive Voice Response system will help standardize refill notices.

Dec. 11, 2024

Check the TRICARE Network Provider Directories Ahead of 2025

If you get care outside of a military hospital or clinic, it’s important to understand your civilian provider options. TRICARE’s new regional contracts, which begin Jan. 1, 2025, will affect the TRICARE provider networks in the U.S. You’re now able to check the network provider directories for both the East Region and West Region.

Dec. 5, 2024

TRICARE Open Season Ends Dec. 10: Your Last Chance To Update Health Coverage for 2025

Time is running out to review and update your TRICARE health plan for 2025. TRICARE Open Season ends Tuesday, Dec. 10, marking your last day to enroll in a new plan or make changes to your health coverage.

Dec. 3, 2024

Reminder: TRICARE Regions Are Changing Jan. 1, 2025

There will be changes to the TRICARE regions in the U.S. on Jan. 1, 2025. While there will still be two TRICARE regions, six states currently in the East Region will move to the West Region. There are also some zip codes in four of these states that will be exceptions to the region changes.