An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Jan. 30, 2023

How to File Your TRICARE Claims Overseas

By TRICARE Communications

Do you need to file a TRICARE Overseas claim for medical care or prescriptions you received overseas? If so, it’s important to understand the different TRICARE Overseas claim submission methods available to you.
 
“There’s more than one way to submit a TRICARE claim overseas,” said Michael Griffin, program analyst with the TRICARE Overseas Program Office at the Defense Health Agency. “Choosing the quickest method to submit your claim and knowing what information you may need to provide can help ensure you get your claim processed in a timely manner.”
 
Medical Claims
You can submit your claim directly to Wisconsin Physicians Service (WPS), the TRICARE Overseas Program (TOP) claims processor. There are three options.
 
1. TRICARE Overseas Secure Claims Portal
The TRICARE Overseas Secure Claims Portal is the fastest and most secure way to submit a claim. You can use the wizard, which helps guide you through the process. This ensures the claims processor receives your claim instantly and enters it directly into the claims processing system. You can also submit your claim via secure messaging through the portal. This is slightly slower, as your claim is entered into the system manually.
 
There are other benefits of using the portal, as detailed in this claims video. You can:
  • Track the status of your claim.
  • Review your payment information.
  • Communicate directly with WPS, the claims processor.
  • Sign up for electronic funds transfer (direct deposit) to a U.S. bank account.
 
You must first register to use the portal. To learn how to register for and use the portal, check out the tutorial videos.
 
2. Secure Fax
Using secure fax is another quick way to submit a claim. Fax your claim to +1-608-301-2251. Your claim is considered received on the same day of submission.
 
3. Overseas Postal Mail
Using postal mail is the least timely way to submit a claim and receive reimbursement. Because overseas-to-U.S. mail delivery timelines vary, delivery can take up to 28 days.
 
To help ensure that WPS processes your TRICARE Overseas claim in a timely manner once received, be sure to fully complete and sign the claim form (DD Form 2642). Remember to include the following required information:
  • A clear and legible itemized bill or invoice from the provider, detailing the services rendered and the provider’s name and address.
  • A narrative description of the reason for the medical services received.
  • Proof of payment
  • Proof of other health insurance (OHI), if applicable. If you have OHI (such as national health insurance), TRICARE is always the last payer. If applicable, include any explanation of benefits (EOB) from your OHI, outlining any payment or denial.
 
To find the mailing address you should use, go to TOP Claims Mailing Addresses.
 
Allow up to 30 days for WPS, the claims processor, to process your TRICARE Overseas claim after they receive it. In some cases, they may ask you to send additional information to determine benefit coverage to complete processing of the claim. After your claim is processed, it may take up to 28 days to receive your reimbursement in the mail.
 
Pharmacy Claims
Do you need to file a claim for your prescription? This depends on where your prescription was filled. As noted in the TRICARE Pharmacy Program Handbook, you don’t need to file a claim if your prescription was filled at a military pharmacy, through TRICARE Pharmacy Home Delivery, or at a TRICARE retail network pharmacy.
 
If your prescription was filled at a non-network pharmacy, you’ll need to file a claim to get reimbursed for covered prescription drugs. For prescriptions filled at non-network pharmacies in the U.S. or the U.S. territories of American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, or the U.S. Virgin Islands, Express Scripts is the pharmacy contractor to send your claim. For prescriptions filled outside the U.S. and U.S. territories, submit your claim to WPS.
 
You can do this either online through the secure claims portal or by mail. Be sure to submit proof of payment with your overseas pharmacy claims. If you’re in the Philippines, you must get your prescription filled at a TRICARE-certified pharmacy to ensure your claims are reimbursed. Visit Pharmacy Claims to learn more about filing claims.
 
Deadlines to File Claims
The deadline to file a claim depends on when and where you received care. For care in the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands), you have one year from the date of service or discharge to submit a claim. For overseas care, you have three years. The currency exchange rate is determined by the last date of service or discharge for an inpatient admission.
 
For more information on how to file your TRICARE Overseas claim, check the TOP website. If you have questions or need help, you can contact your TOP Regional Call Center.
 
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Different types of dental floss, toothbrushes, bottles, and a syringe on a light blue background

Floss daily for a healthier smile

News
Dec. 17, 2025

While you brush your teeth every day, that’s only part of good dental care. Your toothbrush misses the tight...
Read More
Dentist uses dental equipment on a patient in a white room

TRICARE Dental Program orthodontic coverage: Wha...

News
Dec. 17, 2025

Do you or your child need braces? Do you wonder if the TRICARE Dental Program covers orthodontic care? Here’s...
Read More
Image of woman sitting on sofa on laptop. Text reads: "Participants needed for virtual tricare.mil usability study. Learn if you qualify." TRICARE logo

Give your feedback on tricare.mil: Service membe...

News
Dec. 17, 2025

Would you like to help tricare.mil become even more helpful to you and your family members? Do you have ideas...
Read More
Woman looks at a laptop while she sits at a table.

Access virtual mental health care with TRICARE

News
Dec. 11, 2025

Did you know that you can get virtual mental health services with TRICARE? These options are a great way to...
Read More
Dentist uses a dental pick and a mirror to examine a patient's teeth.

Getting care through TRICARE’s Active Duty Denta...

News
Dec. 09, 2025

Maintaining dental health is a critical part of overall force readiness. Are you on active duty but live far...
Read More
TRICARE logo; How to file claims with TRICARE for Life

How to file claims with TRICARE For Life

News
Dec. 04, 2025

If you have TRICARE For Life, you’ll get health care from Medicare providers. There are certain times you may...
Read More
DHA logo. Text reads: "We are proud to be a grade A facility. Fall 2025: Leapfrog Hospital Safety Grade: A."

18 military hospitals receive Leapfrog's highest...

News
Dec. 03, 2025

The Defense Health Agency announced 18 military hospitals received an "A" rating in the Leapfrog Hospital...
Read More
TRICARE Open Season 2025 Ends Soon! Nov. 10-Dec. 9; Calendar on a phone screen

TRICARE Open Season ends Dec. 9: Last chance to ...

News
Dec. 02, 2025

TRICARE Open Season ends Tuesday, Dec. 9. Now is the time to review your TRICARE coverage for 2026.
Read More

Dec. 17, 2025

Floss daily for a healthier smile

While you brush your teeth every day, that’s only part of good dental care. Your toothbrush misses the tight spaces between your teeth where plaque builds up, and decay can take hold. Flossing fills this gap by getting into those hard-to-clean places. When you floss correctly, you remove harmful plaque and protect your gums from disease. This guide shows you the right way to floss so you can maintain a healthy smile.

Dec. 17, 2025

TRICARE Dental Program orthodontic coverage: What you need to know

Do you or your child need braces? Do you wonder if the TRICARE Dental Program covers orthodontic care? Here’s what you need to know about getting straighter teeth through the TRICARE Dental Program.

Dec. 17, 2025

Give your feedback on tricare.mil: Service members and family members needed for next phase of usability study

Would you like to help tricare.mil become even more helpful to you and your family members? Do you have ideas that will improve the look and content of the website? The Defense Health Agency Usability Lab needs participants to give feedback on how TRICARE conveys benefit information to tricare.mil users.

Dec. 11, 2025

Access virtual mental health care with TRICARE

Did you know that you can get virtual mental health services with TRICARE? These options are a great way to get care when you can’t visit a provider’s office in person. Virtual mental health visits take place through secure technology platforms.

Dec. 9, 2025

Getting care through TRICARE’s Active Duty Dental Program

Maintaining dental health is a critical part of overall force readiness. Are you on active duty but live far away from your nearest military dental clinic? Or do you need dental care that your military dental clinic can’t provide? You should know that TRICARE offers the Active Duty Dental Program. This program allows active duty service members to get care through civilian providers under certain circumstances.

Dec. 4, 2025

How to file claims with TRICARE For Life

If you have TRICARE For Life, you’ll get health care from Medicare providers. There are certain times you may need to file your own claims with WPS Government Services, the TFL contractor. Here’s what you need to know about when to file claims when you have Medicare and TFL.

Dec. 3, 2025

18 military hospitals receive Leapfrog's highest Hospital Safety Grade

The Defense Health Agency announced 18 military hospitals received an "A" rating in the Leapfrog Hospital Safety Grade assessment for fall 2025. These high grades reflect DHA’s commitment to transparency and continuous improvement in providing high-quality care to its patients. 

Dec. 2, 2025

TRICARE Open Season ends Dec. 9: Last chance to change your health plan for 2026

TRICARE Open Season ends Tuesday, Dec. 9. Now is the time to review your TRICARE coverage for 2026.

Nov. 24, 2025

Review your FEDVIP dental and vision coverage during Federal Benefits Open Season

Do you want dental or vision coverage along with your TRICARE health plan? Coverage through the Federal Employees Dental and Vision Insurance Program may be a good choice for you. Here’s what you need to know about FEDVIP and how to sign up during Federal Benefits Open Season, which runs from Nov. 10 through Dec. 8 this year.

Nov. 21, 2025

Defense Health Agency patients and families are our highest priority

The Defense Health Agency continues to fully cooperate with the ongoing criminal investigation being conducted by the Army Criminal Investigative Division regarding a military medical provider working at the Carl R. Darnall Army Women’s Health Center. Our first concern is for the patients and families affected by this situation. We know this news has created concerns and questions from our patients and our military community. Our patients and their families remain our highest priority as we respond to this situation.