An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Jan. 30, 2023

How to File Your TRICARE Claims Overseas

By TRICARE Communications

Do you need to file a TRICARE Overseas claim for medical care or prescriptions you received overseas? If so, it’s important to understand the different TRICARE Overseas claim submission methods available to you.
 
“There’s more than one way to submit a TRICARE claim overseas,” said Michael Griffin, program analyst with the TRICARE Overseas Program Office at the Defense Health Agency. “Choosing the quickest method to submit your claim and knowing what information you may need to provide can help ensure you get your claim processed in a timely manner.”
 
Medical Claims
You can submit your claim directly to Wisconsin Physicians Service (WPS), the TRICARE Overseas Program (TOP) claims processor. There are three options.
 
1. TRICARE Overseas Secure Claims Portal
The TRICARE Overseas Secure Claims Portal is the fastest and most secure way to submit a claim. You can use the wizard, which helps guide you through the process. This ensures the claims processor receives your claim instantly and enters it directly into the claims processing system. You can also submit your claim via secure messaging through the portal. This is slightly slower, as your claim is entered into the system manually.
 
There are other benefits of using the portal, as detailed in this claims video. You can:
  • Track the status of your claim.
  • Review your payment information.
  • Communicate directly with WPS, the claims processor.
  • Sign up for electronic funds transfer (direct deposit) to a U.S. bank account.
 
You must first register to use the portal. To learn how to register for and use the portal, check out the tutorial videos.
 
2. Secure Fax
Using secure fax is another quick way to submit a claim. Fax your claim to +1-608-301-2251. Your claim is considered received on the same day of submission.
 
3. Overseas Postal Mail
Using postal mail is the least timely way to submit a claim and receive reimbursement. Because overseas-to-U.S. mail delivery timelines vary, delivery can take up to 28 days.
 
To help ensure that WPS processes your TRICARE Overseas claim in a timely manner once received, be sure to fully complete and sign the claim form (DD Form 2642). Remember to include the following required information:
  • A clear and legible itemized bill or invoice from the provider, detailing the services rendered and the provider’s name and address.
  • A narrative description of the reason for the medical services received.
  • Proof of payment
  • Proof of other health insurance (OHI), if applicable. If you have OHI (such as national health insurance), TRICARE is always the last payer. If applicable, include any explanation of benefits (EOB) from your OHI, outlining any payment or denial.
 
To find the mailing address you should use, go to TOP Claims Mailing Addresses.
 
Allow up to 30 days for WPS, the claims processor, to process your TRICARE Overseas claim after they receive it. In some cases, they may ask you to send additional information to determine benefit coverage to complete processing of the claim. After your claim is processed, it may take up to 28 days to receive your reimbursement in the mail.
 
Pharmacy Claims
Do you need to file a claim for your prescription? This depends on where your prescription was filled. As noted in the TRICARE Pharmacy Program Handbook, you don’t need to file a claim if your prescription was filled at a military pharmacy, through TRICARE Pharmacy Home Delivery, or at a TRICARE retail network pharmacy.
 
If your prescription was filled at a non-network pharmacy, you’ll need to file a claim to get reimbursed for covered prescription drugs. For prescriptions filled at non-network pharmacies in the U.S. or the U.S. territories of American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, or the U.S. Virgin Islands, Express Scripts is the pharmacy contractor to send your claim. For prescriptions filled outside the U.S. and U.S. territories, submit your claim to WPS.
 
You can do this either online through the secure claims portal or by mail. Be sure to submit proof of payment with your overseas pharmacy claims. If you’re in the Philippines, you must get your prescription filled at a TRICARE-certified pharmacy to ensure your claims are reimbursed. Visit Pharmacy Claims to learn more about filing claims.
 
Deadlines to File Claims
The deadline to file a claim depends on when and where you received care. For care in the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands), you have one year from the date of service or discharge to submit a claim. For overseas care, you have three years. The currency exchange rate is determined by the last date of service or discharge for an inpatient admission.
 
For more information on how to file your TRICARE Overseas claim, check the TOP website. If you have questions or need help, you can contact your TOP Regional Call Center.
 
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Man in blue shirt sits at a kitchen table and reads a piece of paper

Print or digital: Your options for getting TRICA...

News
May. 19, 2026

Keeping up to date with TRICARE health information is part of making the right healthcare choices for both you...
Read More
Close up photo of a young girl smiling.

TRICARE Dental Program: Getting coverage for you...

News
May. 14, 2026

A winning smile needs maintenance—including dental care. If you’re enrolled in the TRICARE Dental Program, you...
Read More
Man in gray shirt talks on the phone while looking at a laptop.

Got TRICARE pharmacy questions? Learn how to get...

News
May. 12, 2026

Do you have a question about the TRICARE Pharmacy Program? For example, are you wondering how to find a...
Read More
Two women smile while wearing graduation caps and gowns.

Graduating in 2026? Learn how to stay covered wi...

News
May. 07, 2026

Becoming an adult comes with a lot of new responsibilities—including starting to manage your healthcare. If...
Read More
"A New Way to Log In: Introducing myAuth;" Woman with glasses using a laptop; DHA logo; TRICARE logo;

TRICARE logins transitioning to myAuth in 2026: ...

News
May. 05, 2026

These days, everyone juggles multiple logins for the many services we access online. The Military Health...
Read More
Torsos of two people embracing while wearing sweaters with neutral tones.

Review TRICARE benefits for survivors

News
Apr. 30, 2026

It can be a challenge when a family member passes away. You’re dealing with not only the emotional sense of...
Read More
Sepia image of medicine cabinet. DHA logo; Unlock Your Health wordmark. Text reads: "Been a while since you emptied your medicine cabinet? More information at tricare.mil/DrugTakeBack."

Dispose of unused prescriptions and keep your co...

News
Apr. 23, 2026

Do you have unused or expired medications sitting in your medicine cabinet? Saturday, April 25 is the perfect...
Read More
The left arm of a person using a crutch to walk.

Q&A: How TRICARE covers durable medical equipment

News
Apr. 20, 2026

You may know someone who uses a wheelchair or walker to get around, or a glucose monitor for their diabetes...
Read More

May 19, 2026

Print or digital: Your options for getting TRICARE benefit information

Keeping up to date with TRICARE health information is part of making the right healthcare choices for both you and your family members. Equally important, however, is how you manage your healthcare communications so you have quick and easy access to important records and information. This includes your explanation of benefits statements, bills, claims correspondence, and more.

May 14, 2026

TRICARE Dental Program: Getting coverage for your family members

A winning smile needs maintenance—including dental care. If you’re enrolled in the TRICARE Dental Program, you can get cost-effective, accessible dental services in the U.S. or abroad.

May 12, 2026

Got TRICARE pharmacy questions? Learn how to get answers

Do you have a question about the TRICARE Pharmacy Program? For example, are you wondering how to find a network pharmacy? Or do you want to know if you have coverage for a prescription? This article explains whom to contact to get answers to your pharmacy questions.

May 7, 2026

Graduating in 2026? Learn how to stay covered with TRICARE Young Adult

Becoming an adult comes with a lot of new responsibilities—including starting to manage your healthcare. If you’re a young adult who’s about to age out of regular TRICARE coverage from your parent or step-parent, you still have options. TRICARE Young Adult can help you stay covered while you focus on life's next big steps.

May 5, 2026

TRICARE logins transitioning to myAuth in 2026: What you need to know

These days, everyone juggles multiple logins for the many services we access online. The Military Health System is making life a little easier by switching to myAuth—a simpler, more streamlined login authentication application across its online platforms.

April 30, 2026

Review TRICARE benefits for survivors

It can be a challenge when a family member passes away. You’re dealing with not only the emotional sense of loss, but the many other details that require time, energy, and focus surrounding that loss. One of these concerns may be how your healthcare coverage may change. TRICARE wants you to know that you aren't alone. This article focuses on the benefits TRICARE offers survivors.

April 23, 2026

Dispose of unused prescriptions and keep your community safe on April 25, National Drug Take Back Day

Do you have unused or expired medications sitting in your medicine cabinet? Saturday, April 25 is the perfect day to clear them out. National Drug Take Back Day gives you a safe, easy way to discard drugs you no longer need.

April 20, 2026

Q&A: How TRICARE covers durable medical equipment

You may know someone who uses a wheelchair or walker to get around, or a glucose monitor for their diabetes. These items are just a few of many useful items that TRICARE covers as durable medical equipment. Durable medical equipment is a major part of managing health conditions at home, work, and in daily life, and TRICARE covers a wide range of products.

April 16, 2026

TRICARE covers well-child care to help keep kids healthy from day one

Taking care of your child’s health starts early—and regular checkups can make a big difference. TRICARE covers well-child care for children from birth up to the age of 6, helping families keep their kids healthy as they grow.

April 14, 2026

How does a service, treatment, drug, or device become a TRICARE benefit?

Have you ever wondered how a service, drug, or treatment becomes a TRICARE benefit? As drugs and technology continue to develop, TRICARE coverage evolves along with them. It’s important to know that U.S. law governs TRICARE benefits. If the law allows TRICARE to cover a treatment or drug, the Defense Health Agency reviews the proposed benefit to make sure it’s proven, safe, and effective.