An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | June 11, 2024

Understand How TRICARE Covers Infertility Diagnosis and Treatment

By TRICARE Communications

Are you considering having children? If you’re trying to get pregnant, but haven’t been able to, you may have questions about how TRICARE can help.

“If you’re struggling to conceive, it’s important to find out what might be causing you or your partner to struggle with infertility,” said Elan Green, chief of the Medical Benefits and Reimbursement Branch of the TRICARE Health Plan at the Defense Health Agency. “TRICARE covers certain tests and services that can help diagnose and treat underlying causes of infertility.”

According to the Centers for Disease Control and Prevention, infertility is defined as being unable to get pregnant after one year of unprotected sex. Any person can present with conditions that play a role in infertility.

Do you think you or your partner may be dealing with infertility? Read on to learn about your diagnosis and treatment options.

Infertility diagnosis

First, talk to your primary care manager (PCM) or gynecologist. They’ll ask questions about your medical history. They may refer you to a reproductive endocrinologist for more tests or exams.

If medically necessary, TRICARE covers certain diagnostic tests for infertility. These may include:

  • Semen analysis
  • Hormone evaluation
  • Chromosomal, immunologic, and imaging studies
  • Special and sperm function tests
  • Bacteriologic investigation

Sometimes, there may be an underlying physical cause to the infertility. TRICARE covers treatments to correct these types of physical causes.

Check with your regional contractor before getting these services. You may need to get pre-authorization, regardless of what TRICARE health plan you have.

Assisted reproductive technology services

Some people seek assisted reproductive technology (ART) services to overcome their infertility.

ART services at military hospitals and clinics

Although TRICARE doesn’t cover ART services, these services are available on a first-come, first-serve basis at a greatly reduced cost. They’re available from eight military hospitals that have obstetrics and gynecology reproductive endocrinology and infertility graduate medical education programs. The eight military hospitals are:

ART services for severely ill or injured service members

Are you a service member who got a serious or severe illness or injury while on active duty? Did it result in your inability to have children without the use of ART? You may be eligible for coverage of these services under the extended benefit of the Supplemental Health Care Program (SHCP). Qualifying service members may receive ART services, including the following, at no cost:

  • Sperm retrieval
  • Egg retrieval
  • In-vitro fertilization (IVF)
  • Intrauterine insemination (IUI)
  • Blastocyst implantation
  • Cryopreservation and storage of embryos

In March, the DOD updated its policy on ART for these qualifying service members. Now, in addition to the qualifying service member and their spouse, the following people may also get ART services for the service member’s benefit:

  • TRICARE-enrolled unmarried partners
  • TRICARE-enrolled third-party gestational carriers (if not being paid)

Are you a qualifying service member, their TRICARE-enrolled spouse or partner, or gestational carrier? You may also use donor sperm, eggs, or embryos that are paid out-of-pocket with any of the included ART services. Such service members also receive priority when seeking this care through any of the military hospital programs listed above.

Do you have questions about infertility diagnosis or treatment? Ask your doctor at your next appointment. And no matter what your family planning goals are, learn more about how TRICARE covers men’s health and women’s health services.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions, and create your personalized profile to get benefit updates, news, and more.

 

A person typing on a laptop with their left hand while holding a mug in their right hand.

Find a TRICARE provider near you

News
Jun. 18, 2026

The first step in getting healthcare is to know where to go. TRICARE has many resources to help you find the...
Read More
A person's legs in dark pants and socks in a kitchen, surrounded by cardboard boxes. "Kitchen" is written on one of the boxes.

Moving with TRICARE: A game plan for success

News
Jun. 16, 2026

When you move, keeping organized is key. Between the boxes and bubble wrap, take time to make sure your...
Read More
Woman holds yellow envelope package.

TRICARE offers home delivery for prescription drugs

News
Jun. 11, 2026

TRICARE has an easy way for prescription drugs to come right to your doorstep: TRICARE Pharmacy Home Delivery...
Read More
Three service members smile while walking together

Take charge of your health: men’s preventive ser...

News
Jun. 09, 2026

When’s the last time you went to the doctor for a check-up? Now’s a great time to check in on your health and...
Read More
Picture of a man standing behind a woman as they smile

Understanding TRICARE deductibles: What you need...

News
Jun. 04, 2026

Have you ever heard the word "deductible" and wondered what it means? You aren’t alone. Healthcare cost terms...
Read More
"CHECK IT OUT! www.tricare.mil/publications;" Screenshots of the TRICARE Plans Overview Fact Sheet

Get to know your TRICARE health plan with the TR...

News
Jun. 02, 2026

Learn about your TRICARE health plan today with a simple tool that makes it easy. The TRICARE Plans Overview...
Read More
A dentist demonstrates toothbrush technique on a dental model.

The important connection between diabetes and or...

News
May. 27, 2026

According to the Centers for Disease Control and Prevention, about 12 out of every 100 Americans have...
Read More
Overhead picture of three lunchboxes full of healthy food

Snacking your way to a healthier mouth

News
May. 27, 2026

You may be flossing and brushing regularly, but did you know the snacks you eat also play a significant role...
Read More

June 18, 2026

Find a TRICARE provider near you

The first step in getting healthcare is to know where to go. TRICARE has many resources to help you find the right healthcare provider for you and your family. Depending on your plan, you’ll get care from a military hospital or clinic or a civilian provider.

June 16, 2026

Moving with TRICARE: A game plan for success

When you move, keeping organized is key. Between the boxes and bubble wrap, take time to make sure your TRICARE benefits are ready to come along. Here are a few steps you can follow on your journey from getting ready to arriving at your new location.

June 11, 2026

TRICARE offers home delivery for prescription drugs

TRICARE has an easy way for prescription drugs to come right to your doorstep: TRICARE Pharmacy Home Delivery. It's a convenient and simple way to get up to a 90-day supply of your prescriptions.

June 9, 2026

Take charge of your health: men’s preventive services covered by TRICARE

When’s the last time you went to the doctor for a check-up? Now’s a great time to check in on your health and learn about the men’s health and preventive services that TRICARE covers. TRICARE covers a range of screenings and services designed to keep you healthy at every stage of life.

June 4, 2026

Understanding TRICARE deductibles: What you need to know

Have you ever heard the word "deductible" and wondered what it means? You aren’t alone. Healthcare cost terms can be tricky, but we’re here to make them easy to understand. A deductible is a set amount of money you must pay out of pocket before TRICARE starts to pay for your care. Knowing your deductible is the first step in planning your family's healthcare budget.

June 2, 2026

Get to know your TRICARE health plan with the TRICARE Plans Overview Fact Sheet

Learn about your TRICARE health plan today with a simple tool that makes it easy. The TRICARE Plans Overview Fact Sheet is your go-to resource for understanding what you and your family members can expect when getting care with your health plan.

May 27, 2026

The important connection between diabetes and oral health

According to the Centers for Disease Control and Prevention, about 12 out of every 100 Americans have diabetes. However, many people underestimate how important their oral health is in managing their diabetes.

May 27, 2026

Snacking your way to a healthier mouth

You may be flossing and brushing regularly, but did you know the snacks you eat also play a significant role in the state of your dental health? Frequent snacking on certain foods can expose your teeth to harmful acids and sugars, leading to cavities and gum disease.

May 26, 2026

Take charge of your skin health: How TRICARE supports skin cancer screening and treatment

As summer approaches and outdoor activities increase, it’s essential to protect your skin from harmful ultraviolet rays. TRICARE is committed to supporting your skin health by covering skin cancer exams and providing resources for prevention and treatment.

May 22, 2026

Maintaining oral health during pregnancy

Pregnancy brings many changes to your body, and your mouth is no exception. Hormonal shifts, morning sickness, and changes to diet can all affect your oral health. The good news is that dentists can provide safe, effective care throughout your pregnancy.