An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Feb. 12, 2026

Learn how TRICARE covers breast cancer screenings

By TRICARE Communications

Screening for breast cancer is important. That’s because it’s the second most common cancer in women in the U.S., according to the Centers for Disease Control and Prevention. It’s also the second leading cause of cancer death in women.

Fortunately, getting preventive screenings can help detect breast cancer before you show any signs or symptoms.

“Screening for breast cancer can help you find breast cancer at an earlier stage, when it may be easier to treat,” said Dr. Stacy Usher, lead nurse, TRICARE Health Plan, at the Defense Health Agency.

There are different ways to screen for breast cancer. Your age and your risk for breast cancer determine which tests are recommended for you and covered by TRICARE. Read on to learn about your options.

Getting preventive care

Breast cancer screenings are preventive services. This means:
  • You have no out-of-pocket costs for TRICARE-covered preventive services when you follow your plan’s rules for getting care.
  • In most cases, you don’t need a referral for preventive services. But you might want to talk to your primary care manager or provider about which breast cancer screenings are right for you.

Do you have TRICARE For Life? In the U.S. and U.S. territories, you must also follow Medicare’s rules for getting preventive care.

Mammograms

A mammogram is an X-ray exam of your breasts. Mammograms are the best way to find breast cancer for most women of screening age, according to the CDC.

To screen for breast cancer, TRICARE covers mammograms every 12 months for:

  • Women ages 40 and older
  • Women ages 30 and older who have certain risk factors or a 15% or greater lifetime risk of developing breast cancer

Go to Mammogram Coverage to learn more about these risk factors.

Note: The U.S. Preventive Services Task Force recommends that women ages 40 to 74 who are at average risk for breast cancer get a mammogram every two years. Talk to your provider about how often you should get a mammogram.

Breast MRI

Magnetic resonance imaging uses magnets and radio waves to take detailed pictures of inside your body. Breast MRI is used with mammograms to screen women who are at high risk for getting breast cancer.

TRICARE covers an annual breast MRI screening for women ages 30 and older who have a 20% or greater lifetime risk of developing breast cancer or have these risk factors:

  • You or a first-degree relative has a known BRCA 1 or BRCA 2 gene mutation or a history of certain syndromes. (A first-degree relative is a parent, child, or sibling.)
  • You or a first-degree relative has a history of Li-Fraumeni, Cowden, or Bannayan-Riley-Ruvalcaba syndrome
  • You had radiation therapy to your chest between the ages of 10 and 30.

Learn more about breast MRI coverage.

Genetic counseling and testing

You’re at greater risk for breast cancer if you or a first-degree relative has a known BRCA1 or BRCA2 gene mutation.

TRICARE may cover genetic counseling before BRCA1 and BRCA2 gene testing as preventive care if your PCM or provider identifies you as being high risk for breast cancer. TRICARE may also cover this counseling in certain other situations.

You must see a TRICARE-authorized provider for TRICARE to cover this counseling. Learn more about BRCA1 and BRCA2 genetic counseling coverage.

TRICARE may cover BRCA1 and BRCA2 gene testing as part of the Laboratory Developed Tests Demonstration Project. Call your regional contractor to learn more about tests included in this demonstration.

Breast exams

A clinical breast exam is a physical examination of your breasts. Your provider will use their hands to feel your breasts and under your arms for lumps or anything else that seems unusual.

TRICARE covers clinical breast exams during covered Health Promotion and Disease Prevention Examinations and well-woman exams.

Keep in mind that a clinical breast exam on its own isn’t adequate to screen for breast cancer. Your HP&DP Examination or well-woman exam is a good time to ask your provider about your breast cancer risk and which screenings are recommended for you.

Screening for breast cancer vs. diagnosing breast cancer

A screening test isn’t the same as a diagnostic test. Breast cancer screening tests look for breast cancer before you show signs or symptoms. Your provider may order diagnostic testing if your screening test shows abnormal results.

Diagnostic tests are also used if you have signs or symptoms of breast cancer. For example, if you have a lump in your breast, your provider may order diagnostic testing to determine if you have cancer or another medical condition.

TRICARE covers medically necessary diagnostic testing. Mammograms, breast MRI, breast ultrasound, and biopsies are examples of tests used to diagnose breast cancer.

Other health services for women

From cancer screenings to contraception, TRICARE covers a variety of health services specific to your needs. This includes:

Take a moment to review some of the preventive services and women’s health services that may be available to you.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions to get benefit updates, news, and more.
 

Silhouette of woman wearing coat standing on beach at sunset

How divorce affects your family’s TRICARE benefits

News
Apr. 09, 2026

During a divorce or an annulment, you may be concerned about what will happen to your family’s TRICARE...
Read More
An orthopedic boot with two crutches leaning back against it.

How to manage a third-party liability claim with...

News
Apr. 07, 2026

Recently injured? Whether it was a car accident or a slip on a wet floor, if someone else is at fault, federal...
Read More
Man and woman take a selfie in front of a lighthouse

Understanding the TRICARE claims process

News
Apr. 02, 2026

When you receive a service, medication, or treatment as part of your TRICARE benefit, filing a claim is the...
Read More
Man and woman draw on a piece of paper with a toddler in between them.

Q&A: Getting services through TRICARE’s Extended...

News
Mar. 31, 2026

Military families can have a wide range of needs—and TRICARE has special programs to serve them. One of these...
Read More
Pregnant woman sits in a doctor's office chair while speaking to a standing woman

Expecting a baby? Learn about TRICARE’s maternit...

News
Mar. 26, 2026

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can...
Read More
Female service member stands in the courtyard of a white building

Learn how to get care at overseas military hospi...

News
Mar. 24, 2026

Do you need to get care at a military hospital or clinic overseas? How you get care depends on whether you...
Read More
Mother and father playing with their child in a yard

TRICARE cost terms: What you need to know about ...

News
Mar. 17, 2026

Health care costs can feel confusing—but they don’t have to be. TRICARE uses specific terms to describe what...
Read More
Child stands in front of a bathroom sink and brushes her teeth.

Set your child up for a lifetime of healthy smiles

News
Mar. 13, 2026

Tooth decay is the most common chronic health problem affecting children in the U.S. today. When cavities...
Read More

April 9, 2026

How divorce affects your family’s TRICARE benefits

During a divorce or an annulment, you may be concerned about what will happen to your family’s TRICARE coverage. If you’re in the process of getting a divorce or you’re recently divorced, here are some important things to keep in mind.

April 7, 2026

How to manage a third-party liability claim with TRICARE

Recently injured? Whether it was a car accident or a slip on a wet floor, if someone else is at fault, federal law allows TRICARE to seek payment of your medical costs from that third party. Checking for third-party liability after an accident ensures proper billing coordination, compliance with the law, and that medical costs are covered by whoever is responsible.

April 2, 2026

Understanding the TRICARE claims process

When you receive a service, medication, or treatment as part of your TRICARE benefit, filing a claim is the way your provider gets reimbursed for their services. If you pay for services up front, filing a claim is how you get reimbursed. Read more to learn about when you need to file your own claim, how to view claim information, and how you can appeal a denied claim.

March 31, 2026

Q&A: Getting services through TRICARE’s Extended Care Health Option

Military families can have a wide range of needs—and TRICARE has special programs to serve them. One of these programs is the Extended Care Health Option. ECHO is available to eligible active duty family members with special needs. It offers health care benefits beyond what other TRICARE plans offer.

March 26, 2026

Expecting a baby? Learn about TRICARE’s maternity care options

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can make a meaningful difference throughout pregnancy, delivery, and postpartum recovery. TRICARE covers a range of maternity care services and provider types. This coverage gives expecting mothers options while ensuring access to care.

March 24, 2026

Learn how to get care at overseas military hospitals or clinics

Do you need to get care at a military hospital or clinic overseas? How you get care depends on whether you live overseas or if you’re just visiting. This article explains how to get care at an overseas military hospital or clinic in both situations.

March 17, 2026

TRICARE cost terms: What you need to know about deductibles, catastrophic caps, and point-of-service fees

Health care costs can feel confusing—but they don’t have to be. TRICARE uses specific terms to describe what you pay and how your benefit works. You may see these terms on your explanation of benefits after getting care. Understanding them helps you plan ahead and avoid unexpected costs.

March 13, 2026

Set your child up for a lifetime of healthy smiles

Tooth decay is the most common chronic health problem affecting children in the U.S. today. When cavities aren’t treated, they create serious problems like pain and infections. Fortunately, you can prevent cavities completely through proper oral care. By following these useful strategies, you can help your child develop healthy dental habits that will benefit them throughout their life.

March 12, 2026

Coordinating other dental plan insurance with the TRICARE Dental Program

Do you or your spouse have another dental insurance plan in addition to the TRICARE Dental Program? Did you know you can use both? Not only could coordinating dental plans provide extra coverage, you could also lower out-of-pocket costs. If you’re wondering how to navigate your dental care between two plans, this article will explain what coordinating those plans means and point you to resources to answer your questions.

March 12, 2026

Easily manage your prescriptions with Express Scripts Pharmacy mobile app

Life is busy, so it’s important you have the prescriptions you need when you need them. The TRICARE Pharmacy Program, administered by Express Scripts, makes staying on top of your prescription drugs easy. How? Through the free Express Scripts Pharmacy mobile app. The app lets you locate TRICARE retail network pharmacies and securely manage your medications by ordering prescriptions, tracking orders, requesting and canceling refills, and completing other tasks.