An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | June 11, 2024

Understand How TRICARE Covers Infertility Diagnosis and Treatment

By TRICARE Communications

Are you considering having children? If you’re trying to get pregnant, but haven’t been able to, you may have questions about how TRICARE can help.

“If you’re struggling to conceive, it’s important to find out what might be causing you or your partner to struggle with infertility,” said Elan Green, chief of the Medical Benefits and Reimbursement Branch of the TRICARE Health Plan at the Defense Health Agency. “TRICARE covers certain tests and services that can help diagnose and treat underlying causes of infertility.”

According to the Centers for Disease Control and Prevention, infertility is defined as being unable to get pregnant after one year of unprotected sex. Any person can present with conditions that play a role in infertility.

Do you think you or your partner may be dealing with infertility? Read on to learn about your diagnosis and treatment options.

Infertility diagnosis

First, talk to your primary care manager (PCM) or gynecologist. They’ll ask questions about your medical history. They may refer you to a reproductive endocrinologist for more tests or exams.

If medically necessary, TRICARE covers certain diagnostic tests for infertility. These may include:

  • Semen analysis
  • Hormone evaluation
  • Chromosomal, immunologic, and imaging studies
  • Special and sperm function tests
  • Bacteriologic investigation

Sometimes, there may be an underlying physical cause to the infertility. TRICARE covers treatments to correct these types of physical causes.

Check with your regional contractor before getting these services. You may need to get pre-authorization, regardless of what TRICARE health plan you have.

Assisted reproductive technology services

Some people seek assisted reproductive technology (ART) services to overcome their infertility.

ART services at military hospitals and clinics

Although TRICARE doesn’t cover ART services, these services are available on a first-come, first-serve basis at a greatly reduced cost. They’re available from eight military hospitals that have obstetrics and gynecology reproductive endocrinology and infertility graduate medical education programs. The eight military hospitals are:

ART services for severely ill or injured service members

Are you a service member who got a serious or severe illness or injury while on active duty? Did it result in your inability to have children without the use of ART? You may be eligible for coverage of these services under the extended benefit of the Supplemental Health Care Program (SHCP). Qualifying service members may receive ART services, including the following, at no cost:

  • Sperm retrieval
  • Egg retrieval
  • In-vitro fertilization (IVF)
  • Intrauterine insemination (IUI)
  • Blastocyst implantation
  • Cryopreservation and storage of embryos

In March, the DOD updated its policy on ART for these qualifying service members. Now, in addition to the qualifying service member and their spouse, the following people may also get ART services for the service member’s benefit:

  • TRICARE-enrolled unmarried partners
  • TRICARE-enrolled third-party gestational carriers (if not being paid)

Are you a qualifying service member, their TRICARE-enrolled spouse or partner, or gestational carrier? You may also use donor sperm, eggs, or embryos that are paid out-of-pocket with any of the included ART services. Such service members also receive priority when seeking this care through any of the military hospital programs listed above.

Do you have questions about infertility diagnosis or treatment? Ask your doctor at your next appointment. And no matter what your family planning goals are, learn more about how TRICARE covers men’s health and women’s health services.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions, and create your personalized profile to get benefit updates, news, and more.

 

Woman looks at a laptop while she sits at a table.

Access virtual mental health care with TRICARE

News
Dec. 11, 2025

Did you know that you can get virtual mental health services with TRICARE? These options are a great way to...
Read More
Dentist uses a dental pick and a mirror to examine a patient's teeth.

Getting care through TRICARE’s Active Duty Denta...

News
Dec. 09, 2025

Maintaining dental health is a critical part of overall force readiness. Are you on active duty but live far...
Read More
TRICARE logo; How to file claims with TRICARE for Life

How to file claims with TRICARE For Life

News
Dec. 04, 2025

If you have TRICARE For Life, you’ll get health care from Medicare providers. There are certain times you may...
Read More
DHA logo. Text reads: "We are proud to be a grade A facility. Fall 2025: Leapfrog Hospital Safety Grade: A."

18 military hospitals receive Leapfrog's highest...

News
Dec. 03, 2025

The Defense Health Agency announced 18 military hospitals received an "A" rating in the Leapfrog Hospital...
Read More
TRICARE Open Season 2025 Ends Soon! Nov. 10-Dec. 9; Calendar on a phone screen

TRICARE Open Season ends Dec. 9: Last chance to ...

News
Dec. 02, 2025

TRICARE Open Season ends Tuesday, Dec. 9. Now is the time to review your TRICARE coverage for 2026.
Read More
Woman sitting outdoors at table in front of laptop

Review your FEDVIP dental and vision coverage du...

News
Nov. 24, 2025

Do you want dental or vision coverage along with your TRICARE health plan? Coverage through the Federal...
Read More
Defense Health Agency logo

Defense Health Agency patients and families are ...

News
Nov. 21, 2025

The Defense Health Agency continues to fully cooperate with the ongoing criminal investigation being conducted...
Read More
TRICARE Open Season 2025, Nov. 10-Dec. 9; Woman and child put their heads together and smile while the child sits on a counter.

TRICARE Open Season 2025: Understanding eligibil...

News
Nov. 20, 2025

For many TRICARE beneficiaries, TRICARE Open Season is the annual period when you can enroll in or change your...
Read More

Dec. 11, 2025

Access virtual mental health care with TRICARE

Did you know that you can get virtual mental health services with TRICARE? These options are a great way to get care when you can’t visit a provider’s office in person. Virtual mental health visits take place through secure technology platforms.

Dec. 9, 2025

Getting care through TRICARE’s Active Duty Dental Program

Maintaining dental health is a critical part of overall force readiness. Are you on active duty but live far away from your nearest military dental clinic? Or do you need dental care that your military dental clinic can’t provide? You should know that TRICARE offers the Active Duty Dental Program. This program allows active duty service members to get care through civilian providers under certain circumstances.

Dec. 4, 2025

How to file claims with TRICARE For Life

If you have TRICARE For Life, you’ll get health care from Medicare providers. There are certain times you may need to file your own claims with WPS Government Services, the TFL contractor. Here’s what you need to know about when to file claims when you have Medicare and TFL.

Dec. 3, 2025

18 military hospitals receive Leapfrog's highest Hospital Safety Grade

The Defense Health Agency announced 18 military hospitals received an "A" rating in the Leapfrog Hospital Safety Grade assessment for fall 2025. These high grades reflect DHA’s commitment to transparency and continuous improvement in providing high-quality care to its patients. 

Dec. 2, 2025

TRICARE Open Season ends Dec. 9: Last chance to change your health plan for 2026

TRICARE Open Season ends Tuesday, Dec. 9. Now is the time to review your TRICARE coverage for 2026.

Nov. 24, 2025

Review your FEDVIP dental and vision coverage during Federal Benefits Open Season

Do you want dental or vision coverage along with your TRICARE health plan? Coverage through the Federal Employees Dental and Vision Insurance Program may be a good choice for you. Here’s what you need to know about FEDVIP and how to sign up during Federal Benefits Open Season, which runs from Nov. 10 through Dec. 8 this year.

Nov. 21, 2025

Defense Health Agency patients and families are our highest priority

The Defense Health Agency continues to fully cooperate with the ongoing criminal investigation being conducted by the Army Criminal Investigative Division regarding a military medical provider working at the Carl R. Darnall Army Women’s Health Center. Our first concern is for the patients and families affected by this situation. We know this news has created concerns and questions from our patients and our military community. Our patients and their families remain our highest priority as we respond to this situation. 

Nov. 20, 2025

TRICARE Open Season 2025: Understanding eligibility

For many TRICARE beneficiaries, TRICARE Open Season is the annual period when you can enroll in or change your health care plan for the following year. This year, TRICARE Open Season began Nov. 10 and ends Dec. 9. Changes you make during open season are effective on Jan. 1, 2026. Keep reading to learn if you're eligible to make changes to your plan during open season.

Nov. 18, 2025

Get your RSV and flu immunizations with TRICARE

Respiratory illnesses like respiratory syncytial virus, or RSV, and flu can spread quickly, especially during the fall and winter months. However, there’s an easy way to reduce your risk of serious illness—get vaccinated. TRICARE covers both RSV and flu immunizations for eligible beneficiaries, helping protect you and your family this season.

Nov. 13, 2025

Preview your 2026 TRICARE pharmacy costs

Do you get prescription drugs through the TRICARE Pharmacy Program? You may have new copayments starting Jan. 1, 2026.