An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Feb. 23, 2023

Q&A: Getting and Using Referrals With TRICARE

By TRICARE Communications

You’ve likely heard the term “referral” in connection with health care. But what exactly is a referral—and how do you know if you need one? A referral is when your primary care manager (PCM) or primary care provider sends you to another provider or specialist for care.
 
“When you receive a referral for care, your provider has determined the care will benefit your health,” said Tonya Utterback, referral and authorization expert with the TRICARE Health Plan at the Defense Health Agency. “Once your referral is approved, it’s important to use it in a timely manner. For example, if you’re referred to a cardiologist to evaluate a heart problem, diagnosing and treating the problem as soon as possible may result in a better health outcome.”
 
Read on to learn when you need a referral and helpful tips for using them.
 
Q: Do I need a referral?
A: It depends on your beneficiary category, which TRICARE plan you use, and the type of care you need.
 
If you’re an active duty service member (ADSM):
  • You need a referral for any medical care your PCM doesn’t provide. This includes urgent, routine, preventive, and specialty care.
  • If you get care without a referral, you may have to pay out of pocket.
 
If you use a TRICARE Prime plan (including TRICARE Prime Overseas) and you aren’t an ADSM:  
If you use a TRICARE Select plan or TRICARE Reserve Select, TRICARE Retired Reserve, or TRICARE For Life, you don’t need a referral for most medical services. However, your child needs a referral for applied behavior analysis.
 
Q: How long does it take to get a referral?
A: Your provider will send a referral request to your regional contractor. It can take approximately three business days to process your referral.
 
Q: Where do I find my referral?
A: Log in to your beneficiary self-service portal on your regional contractor’s website to view or check the status of your referral. (You’ll need to create an account if you don’t have one.) You can also call your regional contractor’s automated phone service.
 
If overseas, you can check your MyCare Overseas mobile app or web-based portal. You can also call your TRICARE Overseas Program Regional Call Center.
 
Q: What should I do when my referral is approved?
A: When your referral is approved, you’ll receive an electronic authorization letter. This letter will be in your beneficiary portal. The letter will outline:
  • The reason for the referral
  • The provider you’ve been referred to
  • The care and number of visits you’re approved to receive
  • The date the referral expires
 
To make your first appointment, contact the provider named in the letter.
 
Contact your regional contractor if any of the following apply to you:
  • You can’t get an appointment within four weeks
  • You want to see a different provider
  • The provider you’re referred to is more than 60 minutes from your home and you want to change your provider
  • Overseas, if you encounter a language barrier when booking an appointment
 
Q: How long does my referral last?
A: Most referrals are valid for up to 180 or 365 days. However, some referrals have different expiration dates. Check your authorization letter to confirm when the referral expires.
 
If you have ongoing specialty care needs, you should request a new referral from your primary care provider before the referral expires. To avoid potential gaps in care, request your referral at least 30 days before your existing referral expires.
 
If your referral expires and you still wish to receive specialty care, you must request a new referral from your doctor.
 
Q: What should I bring to my first appointment with a specialist?
A: Bring your military ID and referral authorization letter to your appointment. When you schedule your appointment, ask about what other materials your specialist needs. For example, you may need to provide copies of medical records, X-rays, or lab results. The specialist may coordinate with your referring provider to get these materials. In this case, you may be asked to sign a release of information. If you need materials from a military hospital or clinic, request them several days in advance of when you’ll pick them up.
 
Q: Can I be reimbursed if I need to travel for specialty care?
A: The Prime Travel Benefit reimburses reasonable travel for a qualified trip by a TRICARE Prime enrollee. Visit Travel Reimbursement for Specialty Care to learn if your trip is eligible and how to use this benefit.
 
Q: How can I find more information?
A: Contact your TRICARE contractor if you have questions about referrals. You can also learn more on their websites:  
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Female teacher leads a group of young students into school

Get Your Child Ready for the New School Year: A ...

News
Aug. 07, 2025

Getting your child’s health care needs taken care of before school starts helps ensure they’re ready to focus...
Read More
Service member pours pills into a pill counter machine

TRICARE Coverage of Weight Loss Medications: Wha...

News
Aug. 05, 2025

Understanding the difference between TRICARE plans and coverage is key to knowing what to expect when filling...
Read More
Two service members laugh together in dressed in uniform

TRICARE Coverage for National Guard and Reserve ...

News
Jul. 31, 2025

Are you or your sponsor in the National Guard or Reserve? Your health coverage changes when activating or...
Read More
Uniformed service member stands outside and holds infant in his arms.

Unlock Your Health: Check Your TRICARE Informati...

News
Jul. 29, 2025

When was the last time you looked to see if your information in the Defense Enrollment Eligibility Reporting...
Read More
Uniformed service member uses mouse and keyboard, looking at desktop screen.

TRICARE Logins: Know How To Access Portals and M...

News
Jul. 24, 2025

Whether you need to make an appointment, check a claim, or download forms, knowing where to log in can make...
Read More
Service member holds a brown paper bag next to ScriptCenter automated machine.

Your TRICARE Pharmacy Program Benefit: Creating ...

News
Jul. 22, 2025

Have you recently filled a prescription at a military pharmacy? If so, you may know that military pharmacies...
Read More
Woman in white lab coat speaks on a laptop.

Unlock Your Health by Getting Virtual Health Car...

News
Jul. 17, 2025

Did you know that TRICARE beneficiaries can receive a variety of health care services via virtual health?...
Read More
Woman, baby, and service member smile and pose together

New to TRICARE? Here’s How To Get Started With Y...

News
Jul. 15, 2025

Have you recently enlisted in or received a commission to a uniformed service? Or, have you just married a...
Read More

Aug. 7, 2025

Get Your Child Ready for the New School Year: A TRICARE Parent’s Guide

Getting your child’s health care needs taken care of before school starts helps ensure they’re ready to focus on learning. TRICARE covers the essential services that parents need to check off their back-to-school list.

Aug. 5, 2025

TRICARE Coverage of Weight Loss Medications: What To Know

Understanding the difference between TRICARE plans and coverage is key to knowing what to expect when filling your prescription. There are different rules about how TRICARE covers these drugs based on your plan.

July 31, 2025

TRICARE Coverage for National Guard and Reserve Members: Know Your Options

Are you or your sponsor in the National Guard or Reserve? Your health coverage changes when activating or deactivating. Here’s what you need to know.

July 29, 2025

Unlock Your Health: Check Your TRICARE Information in DEERS Today

When was the last time you looked to see if your information in the Defense Enrollment Eligibility Reporting System is up to date? If it’s been a while, it’s extremely important to take time and log in to DEERS to review or update your information.

July 24, 2025

TRICARE Logins: Know How To Access Portals and Manage Your Benefit

Whether you need to make an appointment, check a claim, or download forms, knowing where to log in can make using your TRICARE benefits easier. Today’s Military Health System relies on multiple online platforms—each with a specific purpose. Understanding them, and how they’re evolving, can help you make the most of your health coverage.

July 22, 2025

Your TRICARE Pharmacy Program Benefit: Creating a Patient-Centered Military Pharmacy Experience

Have you recently filled a prescription at a military pharmacy? If so, you may know that military pharmacies have different procedures than civilian pharmacies. When a provider issues a new prescription to a military pharmacy, you need to activate the prescription before a pharmacist fills it. Recently, the Defense Health Agency has developed and updated two tools—Q-Anywhere and ScriptCenters—to make this prescription pickup process easier and more convenient.

July 17, 2025

Unlock Your Health by Getting Virtual Health Care at Home With TRICARE

Did you know that TRICARE beneficiaries can receive a variety of health care services via virtual health? These services take place through secure video calls, phone appointments, and other technology platforms. TRICARE virtual health coverage includes primary care, urgent care, mental health, and specialty services.

July 15, 2025

New to TRICARE? Here’s How To Get Started With Your Benefit

Have you recently enlisted in or received a commission to a uniformed service? Or, have you just married a uniformed service member? If you’re new to TRICARE, you may have some questions about how to enroll in a plan, get care, and learn more about your coverage.

July 11, 2025

Measles Cases on the Rise in the U.S.: Recognize the Symptoms and Protect Your Family

You may have heard about the ongoing measles outbreak in the U.S. Measles is a highly contagious illness that can cause serious complications. Anyone who isn’t protected against measles can get the illness—and children are especially at risk of getting seriously sick.

July 10, 2025

Moving Overseas? TRICARE Has You Covered

If you live outside the U.S., you can get high-quality health care through several TRICARE overseas health plans. These plans serve active duty service members, National Guard and Reserve members, military retirees, and family members living overseas.