An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Feb. 23, 2023

Q&A: Getting and Using Referrals With TRICARE

By TRICARE Communications

You’ve likely heard the term “referral” in connection with health care. But what exactly is a referral—and how do you know if you need one? A referral is when your primary care manager (PCM) or primary care provider sends you to another provider or specialist for care.
 
“When you receive a referral for care, your provider has determined the care will benefit your health,” said Tonya Utterback, referral and authorization expert with the TRICARE Health Plan at the Defense Health Agency. “Once your referral is approved, it’s important to use it in a timely manner. For example, if you’re referred to a cardiologist to evaluate a heart problem, diagnosing and treating the problem as soon as possible may result in a better health outcome.”
 
Read on to learn when you need a referral and helpful tips for using them.
 
Q: Do I need a referral?
A: It depends on your beneficiary category, which TRICARE plan you use, and the type of care you need.
 
If you’re an active duty service member (ADSM):
  • You need a referral for any medical care your PCM doesn’t provide. This includes urgent, routine, preventive, and specialty care.
  • If you get care without a referral, you may have to pay out of pocket.
 
If you use a TRICARE Prime plan (including TRICARE Prime Overseas) and you aren’t an ADSM:  
If you use a TRICARE Select plan or TRICARE Reserve Select, TRICARE Retired Reserve, or TRICARE For Life, you don’t need a referral for most medical services. However, your child needs a referral for applied behavior analysis.
 
Q: How long does it take to get a referral?
A: Your provider will send a referral request to your regional contractor. It can take approximately three business days to process your referral.
 
Q: Where do I find my referral?
A: Log in to your beneficiary self-service portal on your regional contractor’s website to view or check the status of your referral. (You’ll need to create an account if you don’t have one.) You can also call your regional contractor’s automated phone service.
 
If overseas, you can check your MyCare Overseas mobile app or web-based portal. You can also call your TRICARE Overseas Program Regional Call Center.
 
Q: What should I do when my referral is approved?
A: When your referral is approved, you’ll receive an electronic authorization letter. This letter will be in your beneficiary portal. The letter will outline:
  • The reason for the referral
  • The provider you’ve been referred to
  • The care and number of visits you’re approved to receive
  • The date the referral expires
 
To make your first appointment, contact the provider named in the letter.
 
Contact your regional contractor if any of the following apply to you:
  • You can’t get an appointment within four weeks
  • You want to see a different provider
  • The provider you’re referred to is more than 60 minutes from your home and you want to change your provider
  • Overseas, if you encounter a language barrier when booking an appointment
 
Q: How long does my referral last?
A: Most referrals are valid for up to 180 or 365 days. However, some referrals have different expiration dates. Check your authorization letter to confirm when the referral expires.
 
If you have ongoing specialty care needs, you should request a new referral from your primary care provider before the referral expires. To avoid potential gaps in care, request your referral at least 30 days before your existing referral expires.
 
If your referral expires and you still wish to receive specialty care, you must request a new referral from your doctor.
 
Q: What should I bring to my first appointment with a specialist?
A: Bring your military ID and referral authorization letter to your appointment. When you schedule your appointment, ask about what other materials your specialist needs. For example, you may need to provide copies of medical records, X-rays, or lab results. The specialist may coordinate with your referring provider to get these materials. In this case, you may be asked to sign a release of information. If you need materials from a military hospital or clinic, request them several days in advance of when you’ll pick them up.
 
Q: Can I be reimbursed if I need to travel for specialty care?
A: The Prime Travel Benefit reimburses reasonable travel for a qualified trip by a TRICARE Prime enrollee. Visit Travel Reimbursement for Specialty Care to learn if your trip is eligible and how to use this benefit.
 
Q: How can I find more information?
A: Contact your TRICARE contractor if you have questions about referrals. You can also learn more on their websites:  
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Woman looks at a laptop while she sits at a table.

Access virtual mental health care with TRICARE

News
Dec. 11, 2025

Did you know that you can get virtual mental health services with TRICARE? These options are a great way to...
Read More
Dentist uses a dental pick and a mirror to examine a patient's teeth.

Getting care through TRICARE’s Active Duty Denta...

News
Dec. 09, 2025

Maintaining dental health is a critical part of overall force readiness. Are you on active duty but live far...
Read More
TRICARE logo; How to file claims with TRICARE for Life

How to file claims with TRICARE For Life

News
Dec. 04, 2025

If you have TRICARE For Life, you’ll get health care from Medicare providers. There are certain times you may...
Read More
DHA logo. Text reads: "We are proud to be a grade A facility. Fall 2025: Leapfrog Hospital Safety Grade: A."

18 military hospitals receive Leapfrog's highest...

News
Dec. 03, 2025

The Defense Health Agency announced 18 military hospitals received an "A" rating in the Leapfrog Hospital...
Read More
TRICARE Open Season 2025 Ends Soon! Nov. 10-Dec. 9; Calendar on a phone screen

TRICARE Open Season ends Dec. 9: Last chance to ...

News
Dec. 02, 2025

TRICARE Open Season ends Tuesday, Dec. 9. Now is the time to review your TRICARE coverage for 2026.
Read More
Woman sitting outdoors at table in front of laptop

Review your FEDVIP dental and vision coverage du...

News
Nov. 24, 2025

Do you want dental or vision coverage along with your TRICARE health plan? Coverage through the Federal...
Read More
Defense Health Agency logo

Defense Health Agency patients and families are ...

News
Nov. 21, 2025

The Defense Health Agency continues to fully cooperate with the ongoing criminal investigation being conducted...
Read More
TRICARE Open Season 2025, Nov. 10-Dec. 9; Woman and child put their heads together and smile while the child sits on a counter.

TRICARE Open Season 2025: Understanding eligibil...

News
Nov. 20, 2025

For many TRICARE beneficiaries, TRICARE Open Season is the annual period when you can enroll in or change your...
Read More

Dec. 11, 2025

Access virtual mental health care with TRICARE

Did you know that you can get virtual mental health services with TRICARE? These options are a great way to get care when you can’t visit a provider’s office in person. Virtual mental health visits take place through secure technology platforms.

Dec. 9, 2025

Getting care through TRICARE’s Active Duty Dental Program

Maintaining dental health is a critical part of overall force readiness. Are you on active duty but live far away from your nearest military dental clinic? Or do you need dental care that your military dental clinic can’t provide? You should know that TRICARE offers the Active Duty Dental Program. This program allows active duty service members to get care through civilian providers under certain circumstances.

Dec. 4, 2025

How to file claims with TRICARE For Life

If you have TRICARE For Life, you’ll get health care from Medicare providers. There are certain times you may need to file your own claims with WPS Government Services, the TFL contractor. Here’s what you need to know about when to file claims when you have Medicare and TFL.

Dec. 3, 2025

18 military hospitals receive Leapfrog's highest Hospital Safety Grade

The Defense Health Agency announced 18 military hospitals received an "A" rating in the Leapfrog Hospital Safety Grade assessment for fall 2025. These high grades reflect DHA’s commitment to transparency and continuous improvement in providing high-quality care to its patients. 

Dec. 2, 2025

TRICARE Open Season ends Dec. 9: Last chance to change your health plan for 2026

TRICARE Open Season ends Tuesday, Dec. 9. Now is the time to review your TRICARE coverage for 2026.

Nov. 24, 2025

Review your FEDVIP dental and vision coverage during Federal Benefits Open Season

Do you want dental or vision coverage along with your TRICARE health plan? Coverage through the Federal Employees Dental and Vision Insurance Program may be a good choice for you. Here’s what you need to know about FEDVIP and how to sign up during Federal Benefits Open Season, which runs from Nov. 10 through Dec. 8 this year.

Nov. 21, 2025

Defense Health Agency patients and families are our highest priority

The Defense Health Agency continues to fully cooperate with the ongoing criminal investigation being conducted by the Army Criminal Investigative Division regarding a military medical provider working at the Carl R. Darnall Army Women’s Health Center. Our first concern is for the patients and families affected by this situation. We know this news has created concerns and questions from our patients and our military community. Our patients and their families remain our highest priority as we respond to this situation. 

Nov. 20, 2025

TRICARE Open Season 2025: Understanding eligibility

For many TRICARE beneficiaries, TRICARE Open Season is the annual period when you can enroll in or change your health care plan for the following year. This year, TRICARE Open Season began Nov. 10 and ends Dec. 9. Changes you make during open season are effective on Jan. 1, 2026. Keep reading to learn if you're eligible to make changes to your plan during open season.

Nov. 18, 2025

Get your RSV and flu immunizations with TRICARE

Respiratory illnesses like respiratory syncytial virus, or RSV, and flu can spread quickly, especially during the fall and winter months. However, there’s an easy way to reduce your risk of serious illness—get vaccinated. TRICARE covers both RSV and flu immunizations for eligible beneficiaries, helping protect you and your family this season.

Nov. 13, 2025

Preview your 2026 TRICARE pharmacy costs

Do you get prescription drugs through the TRICARE Pharmacy Program? You may have new copayments starting Jan. 1, 2026.