An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Sept. 16, 2021

Plan Ahead for Disasters With TRICARE

By TRICARE Communications

This year, we’ve seen the devastating effects of hurricanes, floods, snowstorms, and wildfires both in the U.S. and overseas. It’s a stark reminder that natural disasters can happen anytime and anywhere. But planning ahead and staying informed can help keep you and your family safe during a disaster. Staying healthy is important, too. That’s why TRICARE sends out disaster alerts.
 
“Disaster alerts are one of several resources from TRICARE that can help you prepare and stay informed during an emergency,” said Robert Agnello, deputy chief of Digital Communications, TRICARE Web and Publications, at the Defense Health Agency. “You can view these alerts on our website or sign up to receive them by email or text. They’ll let you know if TRICARE emergency policies apply to your area and how they may affect your prescriptions or access to health care.”
 
What exactly are these emergency policies and what steps do you need to take? Here’s a look at what you need to know.
 
Getting emergency prescription refills
As stated in the TRICARE Pharmacy Program Handbook, “During emergencies or prior to natural disasters, like hurricanes, TRICARE may authorize early refills for prescriptions.” This means you can refill your prescription before your current supply runs out. To get an emergency refill, contact the pharmacy that originally filled your prescription. This will help you ensure your medication is in stock and that your pharmacy is operating. If that isn’t possible, you can refill your prescription at any TRICARE retail network pharmacy. You can use the Find a Pharmacy tool to locate a network pharmacy in your area or call 1-877-363-1303 for assistance.
 
Some other things to keep in mind:
  • If you use a retail chain, you can fill your prescription at another store in that chain.
  • If your provider is available, they may call in a new prescription to any network pharmacy.
  • If your medication is lost or damaged due to an emergency, you may get a new supply at a local network pharmacy.
  • Copayments will apply to your emergency prescription refill.
 
Referral waivers for medical care
During a time of crisis, you or a family member may need medical care. But if you’re displaced during a disaster, you may not be able to visit your regular doctor. Because of this, TRICARE may authorize blanket waivers—also called referral waivers—in certain areas under a state of emergency. When you receive a disaster alert, it will let you know if a referral waiver has been issued. If you get medical care after a referral waiver, be sure to keep your receipts and file any claims with TRICARE as soon as possible. Visit Find a Doctor to locate a health care provider near you. And contact your TRICARE contractor if you have any questions.  
 
Don’t forget to plan ahead
Knowing when and how you can access your TRICARE benefit is just one part of disaster preparation. The Federal Emergency Management Agency, or FEMA, also recommends that you make an emergency plan that outlines how you and your family would communicate, where you would shelter, and how you would evacuate. It’s also important to have your essential items in a place that’s safe and easy to find should you need to evacuate. These items may include:
  • Uniformed Services ID card
  • Driver’s license
  • Medical records and other important documents
  • Eye glasses or contact lenses
  • Inhalers and other medical devices
 
Do you or your family members have prescriptions? If so, make sure you refill them early if they’re running low. As outlined in the TRICARE Pharmacy Program Handbook, you can get up to a 90-day supply of most prescription drugs with TRICARE Pharmacy Home Delivery. You can have your medication sent to your home or a temporary address as needed.  
 
Natural disasters are unpredictable. And with COVID-19 restrictions in place, it’s more important than ever for you and your family to be prepared. Make sure you visit the TRICARE website to know what to do before, during, and after a disaster. And don’t forget to sign up to get disaster updates.
Torsos of two people embracing while wearing sweaters with neutral tones.

Review TRICARE benefits for survivors

News
Apr. 30, 2026

It can be a challenge when a family member passes away. You’re dealing with not only the emotional sense of...
Read More
Sepia image of medicine cabinet. DHA logo; Unlock Your Health wordmark. Text reads: "Been a while since you emptied your medicine cabinet? More information at tricare.mil/DrugTakeBack."

Dispose of unused prescriptions and keep your co...

News
Apr. 23, 2026

Do you have unused or expired medications sitting in your medicine cabinet? Saturday, April 25 is the perfect...
Read More
The left arm of a person using a crutch to walk.

Q&A: How TRICARE covers durable medical equipment

News
Apr. 20, 2026

You may know someone who uses a wheelchair or walker to get around, or a glucose monitor for their diabetes...
Read More
Medical professional in uniform uses a tape measure on a baby's head while a woman holds the baby.

TRICARE covers well-child care to help keep kids...

News
Apr. 16, 2026

Taking care of your child’s health starts early—and regular checkups can make a big difference. TRICARE covers...
Read More
"Treatment," "Drug," and "Device" above graphics of two medicine containers and a blood bag. "TRICARE" in the bottom right corner.

How does a service, treatment, drug, or device b...

News
Apr. 14, 2026

Have you ever wondered how a service, drug, or treatment becomes a TRICARE benefit? As drugs and technology...
Read More
Silhouette of woman wearing coat standing on beach at sunset

How divorce affects your family’s TRICARE benefits

News
Apr. 09, 2026

During a divorce or an annulment, you may be concerned about what will happen to your family’s TRICARE...
Read More
An orthopedic boot with two crutches leaning back against it.

How to manage a third-party liability claim with...

News
Apr. 07, 2026

Recently injured? Whether it was a car accident or a slip on a wet floor, if someone else is at fault, federal...
Read More
Man and woman take a selfie in front of a lighthouse

Understanding the TRICARE claims process

News
Apr. 02, 2026

When you receive a service, medication, or treatment as part of your TRICARE benefit, filing a claim is the...
Read More

April 30, 2026

Review TRICARE benefits for survivors

It can be a challenge when a family member passes away. You’re dealing with not only the emotional sense of loss, but the many other details that require time, energy, and focus surrounding that loss. One of these concerns may be how your healthcare coverage may change. TRICARE wants you to know that you aren't alone. This article focuses on the benefits TRICARE offers survivors.

April 23, 2026

Dispose of unused prescriptions and keep your community safe on April 25, National Drug Take Back Day

Do you have unused or expired medications sitting in your medicine cabinet? Saturday, April 25 is the perfect day to clear them out. National Drug Take Back Day gives you a safe, easy way to discard drugs you no longer need.

April 20, 2026

Q&A: How TRICARE covers durable medical equipment

You may know someone who uses a wheelchair or walker to get around, or a glucose monitor for their diabetes. These items are just a few of many useful items that TRICARE covers as durable medical equipment. Durable medical equipment is a major part of managing health conditions at home, work, and in daily life, and TRICARE covers a wide range of products.

April 16, 2026

TRICARE covers well-child care to help keep kids healthy from day one

Taking care of your child’s health starts early—and regular checkups can make a big difference. TRICARE covers well-child care for children from birth up to the age of 6, helping families keep their kids healthy as they grow.

April 14, 2026

How does a service, treatment, drug, or device become a TRICARE benefit?

Have you ever wondered how a service, drug, or treatment becomes a TRICARE benefit? As drugs and technology continue to develop, TRICARE coverage evolves along with them. It’s important to know that U.S. law governs TRICARE benefits. If the law allows TRICARE to cover a treatment or drug, the Defense Health Agency reviews the proposed benefit to make sure it’s proven, safe, and effective.

April 9, 2026

How divorce affects your family’s TRICARE benefits

During a divorce or an annulment, you may be concerned about what will happen to your family’s TRICARE coverage. If you’re in the process of getting a divorce or you’re recently divorced, here are some important things to keep in mind.

April 7, 2026

How to manage a third-party liability claim with TRICARE

Recently injured? Whether it was a car accident or a slip on a wet floor, if someone else is at fault, federal law allows TRICARE to seek payment of your medical costs from that third party. Checking for third-party liability after an accident ensures proper billing coordination, compliance with the law, and that medical costs are covered by whoever is responsible.

April 2, 2026

Understanding the TRICARE claims process

When you receive a service, medication, or treatment as part of your TRICARE benefit, filing a claim is the way your provider gets reimbursed for their services. If you pay for services up front, filing a claim is how you get reimbursed. Read more to learn about when you need to file your own claim, how to view claim information, and how you can appeal a denied claim.

March 31, 2026

Q&A: Getting services through TRICARE’s Extended Care Health Option

Military families can have a wide range of needs—and TRICARE has special programs to serve them. One of these programs is the Extended Care Health Option. ECHO is available to eligible active duty family members with special needs. It offers health care benefits beyond what other TRICARE plans offer.

March 26, 2026

Expecting a baby? Learn about TRICARE’s maternity care options

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can make a meaningful difference throughout pregnancy, delivery, and postpartum recovery. TRICARE covers a range of maternity care services and provider types. This coverage gives expecting mothers options while ensuring access to care.