An official website of the United States government
Here's how you know
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | May 12, 2022

Is TRICARE Young Adult Right for Your Child?

By TRICARE Communications

Is your child turning age 21 or graduating from college soon? Though they lose regular TRICARE coverage upon turning age 21 or age 23 if enrolled full time at an approved college, many young-adult children can continue to get medical and pharmacy benefits up until age 26 through TRICARE Young Adult (TYA).
 
“It’s essential for young adults to avoid any gaps in their health care coverage,” said Dr. Danita Hunter, chief of TRICARE Policy and Programs. “TRICARE Young Adult is in place to ensure young-adult children can continue having coverage, but it isn’t their only option. Families are encouraged to explore all their health care options, including a parent’s employer-sponsored commercial plan or coverage purchased through a state marketplace before purchasing TYA.”
 
If you’re considering TYA, here’s what you need to know.
 
1. Who TYA is for
Unlike most TRICARE health plans, TYA isn’t offered as a family plan. It’s only available for individuals who qualify. Your child may qualify for TYA if they meet the following criteria:
  • Unmarried adult child of an eligible uniformed service sponsor
  • At least age 21 (Coverage ends when the young adult turns 26 years old.)
  • Ineligible to enroll in an employer-sponsored health plan 
  • Ineligible for any other TRICARE health plan
  • Isn’t a member of the uniformed services
 
2. What TYA covers
The covered services under TYA are the same as under other TRICARE health plans. TYA coverage includes medical and pharmacy benefits, but doesn’t include dental or vision coverage. TYA offers TRICARE Prime and TRICARE Select coverage. This means when enrolling in TYA, you can choose either TYA Prime (in certain areas) or TYA Select worldwide. If you live in a US Family Health Plan (USFHP) service area and are qualified, you can choose to enroll in USFHP for your TYA Prime option.
 
3. How TYA works
How you get care depends on the plan you choose, TYA Prime or TYA Select. TYA Prime works the same as TRICARE Prime, and TYA Select works the same as TRICARE Select. As described in the TRICARE Young Adult Fact Sheet, if already enrolled, you can switch from TYA Prime to TYA Select or vice versa. Your regional contractor won’t change, but future monthly premiums will.
 
With TYA Prime, you have TRICARE Prime access to health care through your assigned military or civilian primary care manager. TYA Select beneficiaries don’t have a primary care manager. All TYA beneficiaries are eligible for care at military hospitals and clinics, but TYA Select beneficiaries only have access if space is available. USFHP enrollees get care through their primary care provider and can’t access care at military hospitals and clinics.
 
4. What TYA costs
TYA has separate costs based on sponsor status and beneficiary group. You must pay monthly premiums, as well as associated costs for care. Copayments and cost-shares count toward your family’s catastrophic cap. Premiums do not.
 
For TYA Select, cost-shares contribute to individual and family deductibles. Your deductible varies based on your sponsor’s status. TYA Prime has no annual deductible. To see current premiums and costs, refer to the TRICARE Compare Cost Tool and TRICARE Costs and Fees Fact Sheet.
 
5. How to enroll in TYA
To enroll in TYA, your child must first show as TRICARE eligible in the Defense Enrollment Eligibility Reporting System (DEERS). Once eligible in DEERS, you can purchase TYA coverage. After you get confirmation that your application processed, your child must obtain a new Uniformed Services ID card at an ID card office.
 
Unlike TRICARE Prime and TRICARE Select, TRICARE Open Season doesn’t apply when enrolling in TYA. You can also end TYA coverage at any time.
 
If your child qualifies for TYA, review all your health plan options (military or commercial) before deciding if this health plan is the right plan for them. Check out the TRICARE Young Adult Fact Sheet for more information about TYA.
 
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
 
Health care provider reviews a notebook

Know the Difference: TRICARE Network Provider vs...

News
Nov. 22, 2022

Are you looking for a new doctor? Finding the right doctor is crucial to your overall health. Regular checkups...
Read More
Two service members stand with two children

Keeping Your DEERS Info Current

News
Nov. 17, 2022

TRICARE Open Season is the time to make changes to your TRICARE health care coverage for the upcoming year...
Read More
Blood Donor Eligibility Update

"Mad Cow" Blood Donor Ban Lifted

News
Nov. 17, 2022

A decades-old blood donor ban was recently lifted by the Food and Drug Administrationmad cow, potentially...
Read More
Staff assigned to Naval Hospital Bremerton's OB-GYN clinic display a number of the instruments and devices associated with patient-centered care during the walk-in contraceptive clinic, an essential part of women's health services provided at NHB. The Defense Health Agency recently issued an Administrative Instruction for access to walk-in contraception services across the Military Health System, letting beneficiaries discuss and receive their preferred and medically appropriate care.

Walk-in Contraceptive Services Required at Hospi...

News
Nov. 15, 2022

The Defense Health Agency is expanding walk-in contraceptive care services to improve reproductive health...
Read More
Service member poses with her spouse

TRICARE Open Season is Here: Find Right TRICARE ...

News
Nov. 14, 2022

TRICARE Open Season begins today, Nov. 14. For most TRICARE beneficiaries, this is your chance to enroll in a...
Read More
A smiling baby

What You Should Know About RSV: Symptoms, Preven...

News
Nov. 09, 2022

You may have heard of a virus called respiratory syncytial virus, also known as RSV. TRICARE encourages you to...
Read More
Service member hugs family

Preview 2023 TRICARE Health Plan Costs

News
Nov. 07, 2022

Every year, TRICARE costs may change based on the law, the federal cost of living adjustment, changes in the...
Read More
A graphic promoting the Nov. 17 TRICARE Webinar

TRICARE to Host Open Season Webinar on November 17

News
Nov. 04, 2022

Don’t miss the “TRICARE Open Season and Your Options” webinar on Nov. 17 at 1 p.m. ET to learn more about this...
Read More

Nov. 22, 2022

Know the Difference: TRICARE Network Provider vs. Non-Network Provider

Are you looking for a new doctor? Finding the right doctor is crucial to your overall health. Regular checkups are one of the best ways to screen for diseases and prevent future health problems. When searching for a doctor, you may come across the term “network provider” or “non-network provider.” Understanding these two provider types matters to you and your family.

Nov. 17, 2022

Keeping Your DEERS Info Current

TRICARE Open Season is the time to make changes to your TRICARE health care coverage for the upcoming year. But is your information still current in the Defense Enrollment Eligibility Reporting System (DEERS)? If you’re unsure, now is a good time to check.

Nov. 17, 2022

"Mad Cow" Blood Donor Ban Lifted

A decades-old blood donor ban was recently lifted by the Food and Drug Administrationmad cow, potentially increasing the nation's blood supply by hundreds of thousands of donors each year.

Nov. 15, 2022

Walk-in Contraceptive Services Required at Hospitals and Clinics

The Defense Health Agency is expanding walk-in contraceptive care services to improve reproductive health services. These services include same-day access with no appointment or referral needed.

Nov. 14, 2022

TRICARE Open Season is Here: Find Right TRICARE Plan for You

TRICARE Open Season begins today, Nov. 14. For most TRICARE beneficiaries, this is your chance to enroll in a health plan or change health plans for coverage that starts Jan. 1, 2023. You have until Tuesday, Dec. 13, to make those changes.

Nov. 9, 2022

What You Should Know About RSV: Symptoms, Prevention, Care

You may have heard of a virus called respiratory syncytial virus, also known as RSV. TRICARE encourages you to be familiar with the signs of RSV and see your health care provider if you think you or a family member has RSV.

Nov. 7, 2022

Preview 2023 TRICARE Health Plan Costs

Every year, TRICARE costs may change based on the law, the federal cost of living adjustment, changes in the cost of health care services and prescription drugs, and other factors. Depending on your TRICARE plan, you may see changes to your costs, including enrollment fees, premiums, cost-shares, and copayments next year.

Nov. 4, 2022

TRICARE to Host Open Season Webinar on November 17

Don’t miss the “TRICARE Open Season and Your Options” webinar on Nov. 17 at 1 p.m. ET to learn more about this year’s TRICARE Open Season.

Nov. 1, 2022

Q&A: Learn About Changes to Specialty Drugs Filled in the TRICARE Pharmacy Network

Starting Jan. 1, Accredo will be the primary in-network pharmacy to fill specialty drugs in the TRICARE pharmacy network. If you’re currently filling your specialty drugs at a retail network pharmacy, you can move your specialty drugs to Accredo now to avoid disruptions to your medication therapy.

Oct. 25, 2022

Have Low Back Pain? You May Qualify for TRICARE Demonstration

There are many reasons to go to the doctor, but a very common reason is pain. Chronic pain—pain lasting three or more months—affects thousands of service members and their families every day. One such type of pain is low back pain.

Learn More about COVID-19 and the COVID-19 Vaccine.