An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Oct. 8, 2024

Learn How Referrals and Specialty Care Will Work as New TRICARE Contracts Start in 2025

By TRICARE Communications

*Note: This article was updated May 5, 2025 to reflect that TriWest will now accept referrals and authorizations issued by the previous contractor through their expiration or Sept. 30, 2025, whichever comes first.*

Health care delivery under new TRICARE contracts starts on Jan. 1, 2025. This change will affect you unless you have TRICARE For Life, the US Family Health Plan, or a TRICARE health plan overseas.

These new contracts will improve quality and access for beneficiaries in the United States. This includes enhancing referral management and access to specialty care.

“We’re excited about the improvements the new contracts will bring in 2025, especially if you get specialty care in the TRICARE civilian network,” said Tonya Utterback, referral management subject matter expert at the Defense Health Agency. “The regional contractors are putting systems in place to make sure your care continues without delays or interruption.”

How you get care won’t change for the rest of 2024. But you might have questions about what will happen in 2025—especially if you see specialty providers or have active referrals. Learn more about what to expect starting Jan. 1.

Getting referrals

A referral is when your primary care manager sends you to another provider to get necessary medical treatment they can’t provide. If you have TRICARE Prime, you need referrals for specialty care.

A pre-authorization is a more comprehensive review of medical services before you get care. Pre-authorizations are required for certain services.

Not sure when you need a referral or pre-authorization? Check out “Q&A: Getting and Using Referrals With TRICARE” on the TRICARE Newsroom.

Here’s how to get the referrals you need.

Through Dec. 31, 2024

If you live in the West Region:

If you live in the East Region:

  • You’ll keep getting referrals and pre-authorizations from Humana Military.

Beginning Jan. 1, 2025

If you live in the new West Region:

  • TriWest Healthcare Alliance will be your new regional contractor. You’ll get new referrals and pre-authorizations from TriWest.
  • TriWest will accept unexpired referrals and pre-authorizations from HNFS that were issued prior to Jan. 1, 2025. These will be valid through their expiration or Sept. 30, 2025, whichever comes first.
  • TriWest will also accept valid referrals and pre-authorizations from Humana Military if you live in a state moving to the new West Region. These states are Arkansas, Illinois, Louisiana, Oklahoma, Texas, and Wisconsin. These will be valid through their expiration or Sept. 30, 2025, whichever comes first.

Note: Do you or your child have referrals or authorizations through the Autism Care Demonstration?

  • TriWest will accept ACD referrals and pre-authorizations from HNFS that began prior to Jan. 1, 2025.
  • TriWest will also accept ACD referrals and pre-authorizations from Humana Military if you live in a state moving to the new West Region.
  • These will be valid through the date issued by the previous regional contractor.

If you live in the new East Region:

  • You’ll keep getting new referrals and pre-authorizations from Humana Military. 
  • Your existing referrals and pre-authorizations will remain valid. They’ll be valid until the approved expiration date.

The new contracts will allow for more efficient referral transfers between the East Region and West Region. This means your access to care will be smoother if you move between regions.

Getting specialty care

Do you see a specialist for ongoing care? Or do you expect you may see one in the future? The new contracts will enhance the process for finding network providers and scheduling first-time appointments with them.

Humana Military and TriWest will publish their network provider directories in November 2024. These directories will list provider subspecialties. (For example, they’ll note that an orthopedist specializes in hand surgery.) This will make it easier to find providers for the exact type of care you need. You’ll also be able to check if these providers offer telemedicine appointments.

You’ll be able to get help making that first appointment with a network specialist if you have TRICARE Select, or if you have TRICARE Prime with a civilian primary care manager in the network. To do so, reach out to your regional contractor and request help. They’ll work with the specialist’s office to find an appointment time that works for you.

You’ll hear more about any actions you may need to take in the coming weeks. For now, you should:

  • Check DEERS to confirm your information is current. This will help make sure you don’t miss important communications about your TRICARE benefit and upcoming changes.
  • Keep an eye on the Contract Transition FAQs. This page will be updated over the next few months. It has answers to commonly asked questions about the transition.
  • Sign up for email alerts from TRICARE. This will help you stay in the know about any updates.
  • Start getting ready for TRICARE Open Season. This year, it begins Nov. 11 and ends Dec. 10. Sign up for email alerts to learn more.

Want to learn more about the new TRICARE contracts? You can check out these articles on what you need to know and how the East and West Regions are changing.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions, and create your personalized profile to get benefit updates, news, and more.
 
Silhouette of woman wearing coat standing on beach at sunset

How divorce affects your family’s TRICARE benefits

News
Apr. 09, 2026

During a divorce or an annulment, you may be concerned about what will happen to your family’s TRICARE...
Read More
An orthopedic boot with two crutches leaning back against it.

How to manage a third-party liability claim with...

News
Apr. 07, 2026

Recently injured? Whether it was a car accident or a slip on a wet floor, if someone else is at fault, federal...
Read More
Man and woman take a selfie in front of a lighthouse

Understanding the TRICARE claims process

News
Apr. 02, 2026

When you receive a service, medication, or treatment as part of your TRICARE benefit, filing a claim is the...
Read More
Man and woman draw on a piece of paper with a toddler in between them.

Q&A: Getting services through TRICARE’s Extended...

News
Mar. 31, 2026

Military families can have a wide range of needs—and TRICARE has special programs to serve them. One of these...
Read More
Pregnant woman sits in a doctor's office chair while speaking to a standing woman

Expecting a baby? Learn about TRICARE’s maternit...

News
Mar. 26, 2026

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can...
Read More
Female service member stands in the courtyard of a white building

Learn how to get care at overseas military hospi...

News
Mar. 24, 2026

Do you need to get care at a military hospital or clinic overseas? How you get care depends on whether you...
Read More
Mother and father playing with their child in a yard

TRICARE cost terms: What you need to know about ...

News
Mar. 17, 2026

Health care costs can feel confusing—but they don’t have to be. TRICARE uses specific terms to describe what...
Read More
Child stands in front of a bathroom sink and brushes her teeth.

Set your child up for a lifetime of healthy smiles

News
Mar. 13, 2026

Tooth decay is the most common chronic health problem affecting children in the U.S. today. When cavities...
Read More

April 9, 2026

How divorce affects your family’s TRICARE benefits

During a divorce or an annulment, you may be concerned about what will happen to your family’s TRICARE coverage. If you’re in the process of getting a divorce or you’re recently divorced, here are some important things to keep in mind.

April 7, 2026

How to manage a third-party liability claim with TRICARE

Recently injured? Whether it was a car accident or a slip on a wet floor, if someone else is at fault, federal law allows TRICARE to seek payment of your medical costs from that third party. Checking for third-party liability after an accident ensures proper billing coordination, compliance with the law, and that medical costs are covered by whoever is responsible.

April 2, 2026

Understanding the TRICARE claims process

When you receive a service, medication, or treatment as part of your TRICARE benefit, filing a claim is the way your provider gets reimbursed for their services. If you pay for services up front, filing a claim is how you get reimbursed. Read more to learn about when you need to file your own claim, how to view claim information, and how you can appeal a denied claim.

March 31, 2026

Q&A: Getting services through TRICARE’s Extended Care Health Option

Military families can have a wide range of needs—and TRICARE has special programs to serve them. One of these programs is the Extended Care Health Option. ECHO is available to eligible active duty family members with special needs. It offers health care benefits beyond what other TRICARE plans offer.

March 26, 2026

Expecting a baby? Learn about TRICARE’s maternity care options

Pregnancy can be an exciting time. But it’s also a highly personal experience. Your maternity care choices can make a meaningful difference throughout pregnancy, delivery, and postpartum recovery. TRICARE covers a range of maternity care services and provider types. This coverage gives expecting mothers options while ensuring access to care.

March 24, 2026

Learn how to get care at overseas military hospitals or clinics

Do you need to get care at a military hospital or clinic overseas? How you get care depends on whether you live overseas or if you’re just visiting. This article explains how to get care at an overseas military hospital or clinic in both situations.

March 17, 2026

TRICARE cost terms: What you need to know about deductibles, catastrophic caps, and point-of-service fees

Health care costs can feel confusing—but they don’t have to be. TRICARE uses specific terms to describe what you pay and how your benefit works. You may see these terms on your explanation of benefits after getting care. Understanding them helps you plan ahead and avoid unexpected costs.

March 13, 2026

Set your child up for a lifetime of healthy smiles

Tooth decay is the most common chronic health problem affecting children in the U.S. today. When cavities aren’t treated, they create serious problems like pain and infections. Fortunately, you can prevent cavities completely through proper oral care. By following these useful strategies, you can help your child develop healthy dental habits that will benefit them throughout their life.

March 12, 2026

Coordinating other dental plan insurance with the TRICARE Dental Program

Do you or your spouse have another dental insurance plan in addition to the TRICARE Dental Program? Did you know you can use both? Not only could coordinating dental plans provide extra coverage, you could also lower out-of-pocket costs. If you’re wondering how to navigate your dental care between two plans, this article will explain what coordinating those plans means and point you to resources to answer your questions.

March 12, 2026

Easily manage your prescriptions with Express Scripts Pharmacy mobile app

Life is busy, so it’s important you have the prescriptions you need when you need them. The TRICARE Pharmacy Program, administered by Express Scripts, makes staying on top of your prescription drugs easy. How? Through the free Express Scripts Pharmacy mobile app. The app lets you locate TRICARE retail network pharmacies and securely manage your medications by ordering prescriptions, tracking orders, requesting and canceling refills, and completing other tasks.