An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Sept. 8, 2025

Q&A: TRICARE For Life Coverage of Weight Loss Medications

By TRICARE Communications

The Defense Health Agency recently announced it will implement existing regulatory controls regarding TRICARE coverage of weight loss medications, including Glucagon-Like Peptide 1 (GLP-1) drugs, to ensure prescription processing aligns with federal coverage requirements. You may have questions, such as:
  • Why do some plans cover these drugs while TRICARE For Life doesn’t?
  • Should I stop taking my medication if TFL doesn’t cover it?
  • Can I keep taking my prescription if I pay for it out of pocket?
“Many TFL beneficiaries have concerns about why some obesity treatments are covered and others aren’t,” said Edward C. Norton, Chief, Pharmacy Operations Division at the Defense Health Agency. “TFL coverage of these drugs isn’t authorized when obesity is the sole or major condition treated. Our goal is to help you understand the existing rules and how to explore options that still meet your needs.”

TFL offers Medicare wraparound coverage. It’s different from other TRICARE plan options, like TRICARE Prime or TRICARE Select.

Different laws govern TRICARE Prime and TRICARE Select. These laws allow the Department of Defense to offer certain additional preventive care services and health benefits when received from network providers under those plan options.

Q: Why does weight loss drug coverage differ between TFL and TRICARE Prime or TRICARE Select?

A: Federal law and regulation determine the differences.

Federal law doesn’t TFL to cover weight loss medications when prescribed for weight loss as the sole or major condition. This is true regardless of the patient's age.

Other than bariatric surgery, which is authorized for the treatment of morbid obesity, federal regulation only extends coverage for treatment of obesity for beneficiaries with TRICARE Prime or TRICARE Select benefits when provided by network providers.

Q: Why doesn't TFL follow Medicare's exceptions for sleep apnea and heart disease conditions?

A: TRICARE and Medicare operate under different legal frameworks with different coverage authorities. Medicare Part D may cover certain weight loss medications for non-obesity conditions. These may include sleep apnea or reducing cardiovascular risk.

TFL follows separate federal laws and regulations. These laws and regulations exclude medications intended to control or reduce weight. This is regardless of the existence of co-morbid conditions.

Q: Why does this feel sudden?

A: We understand this may feel abrupt. Express Scripts, the TRICARE Pharmacy Program contractor, mailed detailed notification letters to affected beneficiaries. These letters were mailed July 31, 2025 (30 days prior to the change).

If you are affected, you shouldn’t stop taking your medication right away. Ask your provider what’s most appropriate during this transition period.

Q: Which prior authorizations became invalid on Aug. 31?

A: Prior authorizations for obesity medications became invalid on Aug. 31 only for:
  • Those with TFL
  • Others not enrolled in TRICARE Prime, TRICARE Select, or premium-based plans (such as direct care only beneficiaries, foreign force members, or those with TRICARE Plus)

Q: I’m a TFL beneficiary. What happens if I try to fill my prescription after Aug. 31?

A: TRICARE will not cover your prescription. You can talk to your provider about other treatment options. Or you can prepare to pay for your prescription out of pocket.

Q: I have TFL and diabetes. Are my GLP-1 drugs still covered?

A: It depends. TRICARE covers certain GLP-1s for the treatment of type 2 diabetes. These include:
  • Ozempic
  • Trulicity
  • Mounjaro
  • Victoza
Coverage continues for all patients with a diagnosis of diabetes when prior authorization criteria are met. This is true regardless of their health plan.

Bottom line

We know this may be difficult. We encourage you to work closely with your provider. They can help you find safe and effective approaches that support your long-term health and well-being.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions to get benefit updates, news, and more.
 

Provider wearing lab coat and stethoscope taking patient's blood pressure. Text reads: "Patients needed on Sept. 26 for a focus group discussion about hypertension (high blood pressure). Sign up deadline is Sept. 19. Learn if you qualify." TRICARE logo

Help Shape Clinical Practice Guidelines in Joint...

News
Sep. 04, 2025

The Department of Defense and Veterans Health Administration have partnered together and are inviting patients...
Read More
Service member smiles while posing in front of a building

Q&A: Understanding Eligibility and Coverage With...

News
Aug. 28, 2025

If you live far from a military hospital or clinic, TRICARE Prime Remote could be the right TRICARE health...
Read More
Father and son hold hands while walking down a street

Unlock Your Health by Understanding the TRICARE ...

News
Aug. 26, 2025

Do you have TRICARE Prime? If so, you likely get most of your routine health care from your primary care...
Read More
Image of woman sitting on sofa on laptop. Text reads: "Participants needed for virtual tricare.mil usability study. Learn if you qualify." TRICARE logo

Share Your Thoughts on Tricare.mil in Upcoming U...

News
Aug. 22, 2025

Are you interested in shaping the future of TRICARE’s web presence? The Defense Health Agency Usability Lab is...
Read More
Smiling woman holds a baby.

How TRICARE Covers Breastfeeding Supplies and Se...

News
Aug. 21, 2025

Are you pregnant or did you recently have a baby? TRICARE covers certain breast pumps and supplies and...
Read More
Medical professional looks at dental x-rays

TRICARE Medical vs. Dental Coverage: Understandi...

News
Aug. 19, 2025

When you need care for your mouth, jaw, or teeth, you may have questions about whether you should use your...
Read More
Man in grey shirt speaks to a doctor

Medicare and TRICARE For Life: Finding Providers

News
Aug. 14, 2025

If you have TRICARE For Life, you’ll get health care from Medicare providers. Here’s what you need to know...
Read More
A hand places white flowers on a stone grave

How a Death in the Family May Affect Your TRICAR...

News
Aug. 12, 2025

When a family member passes away, it can feel overwhelming to deal with paperwork on top of the emotional...
Read More

Sept. 8, 2025

Q&A: TRICARE For Life Coverage of Weight Loss Medications

The Defense Health Agency recently announced it will implement existing regulatory controls regarding TRICARE coverage of weight loss medications, including Glucagon-Like Peptide 1 (GLP-1) drugs, to ensure prescription processing aligns with federal coverage requirements.

Sept. 4, 2025

Help Shape Clinical Practice Guidelines in Joint DOD, VA Patient Focus Groups: Hypertension on Sept. 26

The Department of Defense and Veterans Health Administration have partnered together and are inviting patients to share their experiences managing hypertension, or high blood pressure. This initiative is part of a virtual focus group on Friday, Sept. 26 at noon ET. It will help shape clinical practice guidelines for treating hypertension across military and veteran communities.

Aug. 28, 2025

Q&A: Understanding Eligibility and Coverage With TRICARE Prime Remote

If you live far from a military hospital or clinic, TRICARE Prime Remote could be the right TRICARE health plan for you. While TRICARE Prime is only available to eligible beneficiaries in Prime Service Areas (designated regions that have proximity to military hospitals or clinics), TPR extends coverage beyond PSAs. This plan helps active duty service members and their family members get care when they live or work in areas that are remote from military hospitals or clinics.

Aug. 26, 2025

Unlock Your Health by Understanding the TRICARE Prime Referral Process

Do you have TRICARE Prime? If so, you likely get most of your routine health care from your primary care manager. But sometimes, you may need specialty care that your PCM can’t provide. This is when your PCM will give you a referral. In this article, you’ll learn about the TRICARE Prime referral process. We’ll highlight what’s new—and easier—for you and your family members if you’re moving this year.

Aug. 22, 2025

Share Your Thoughts on Tricare.mil in Upcoming Usability Study

Are you interested in shaping the future of TRICARE’s web presence? The Defense Health Agency Usability Lab is looking for participants for a tricare.mil usability study. The DHA Usability Lab will hold several studies to get feedback on the website.

Aug. 21, 2025

How TRICARE Covers Breastfeeding Supplies and Services

Are you pregnant or did you recently have a baby? TRICARE covers certain breast pumps and supplies and breastfeeding counseling at no cost for new mothers.

Aug. 19, 2025

TRICARE Medical vs. Dental Coverage: Understanding Key Differences

When you need care for your mouth, jaw, or teeth, you may have questions about whether you should use your TRICARE medical or dental plan. Knowing when to use your medical or dental coverage helps avoid unnecessary costs or delays in care.

Aug. 14, 2025

Medicare and TRICARE For Life: Finding Providers

If you have TRICARE For Life, you’ll get health care from Medicare providers. Here’s what you need to know about finding different types of Medicare providers.

Aug. 12, 2025

How a Death in the Family May Affect Your TRICARE Coverage

When a family member passes away, it can feel overwhelming to deal with paperwork on top of the emotional burden. This article provides a few steps you should take in the weeks following your family member’s death. Taking these steps can help ensure your coverage continues without interruption.

Aug. 7, 2025

Get Your Child Ready for the New School Year: A TRICARE Parent’s Guide

Getting your child’s health care needs taken care of before school starts helps ensure they’re ready to focus on learning. TRICARE covers the essential services that parents need to check off their back-to-school list.