An official website of the United States government
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | July 13, 2023

TRICARE Tips for Finding and Choosing a Pharmacy

By TRICARE Communications

Do you need to fill or refill a prescription? You have four pharmacy options for filling your prescription: military pharmacies, TRICARE Pharmacy Home Delivery, TRICARE retail network pharmacies, and non-network pharmacies.
 
However, the drug you need and who you are may affect where you can get your prescription, as described in the TRICARE Pharmacy Program Handbook. Your out-of-pocket costs may also vary. You can learn more about availability, coverage, and costs for your drug with the TRICARE Formulary Search Tool.
 
“The TRICARE Formulary Search Tool can help you choose a pharmacy option,” said U.S. Public Health Service Cmdr. Teisha Robertson, a pharmacist with the Defense Health Agency’s Pharmacy Operations Division. “You can learn where you can get your prescription and compare the copayment for your drug at each pharmacy option. This can help you choose an option with a lower out-of-pocket cost.”
 
Before you take a trip to the pharmacy, take a moment to learn about your options.
 
Military Pharmacies
When you use a military pharmacy, you can get up to a 90-day supply of covered drugs with no copayment or cost-share. Most military pharmacies fill prescriptions from both military and civilian providers. To use an overseas military pharmacy, your prescription must be from an authorized, licensed health care provider.
 
Some drugs aren’t available at military pharmacies. You can use the formulary search tool and contact your nearest military pharmacy to check if they carry the drug you need.
 
TRICARE Pharmacy Home Delivery
Home delivery is a convenient way to get prescription drugs you take on a regular basis. You can get up to a 90-day supply of your drug mailed to you with free standard shipping. Active duty service members (ADSMs) can use home delivery at no cost. All other eligible beneficiaries will have a copayment.
 
Home delivery will ship to any address in the U.S. and U.S. territories. This includes APO and FPO addresses. You can use home delivery overseas (except in Germany) if you have an APO, FPO, or DPO address.
 
Learn more about home delivery, including how to sign up.
 
TRICARE Retail Network Pharmacies
ADSMs can fill prescriptions at retail network pharmacies at no cost. All other eligible beneficiaries can get up to a 30-day supply of a covered drug for one copayment or up to a 90-day supply for three copayments. But if the cost of your drug at a retail network pharmacy is less than the copayment amount, you’ll pay the lower cost. You can use the Price a Medication Tool to compare costs at retail pharmacies.
 
Retail network pharmacies can be a convenient way to fill your prescription quickly, but there may be limitations. Use the formulary search tool to learn if any of these limitations apply to your drug:
  • Maintenance drugs: If you aren’t an ADSM, you can’t refill certain maintenance drugs after two refills at retail network pharmacies. If you live in the U.S. or U.S. territories, you must refill them at a military pharmacy or through home delivery after two refills.
  • Non-formulary drugs: There are some non-formulary drugs that TRICARE only covers through home delivery.
  • Tobacco cessation products: TRICARE doesn’t cover tobacco cessation products purchased at retail network or non-network pharmacies. If you’re eligible for these products, you must get them at a military pharmacy or through home delivery.
 
Use the Find a Pharmacy Tool to find a TRICARE retail network pharmacy in the U.S. or U.S. territories. There are no network pharmacies in American Samoa or overseas.
 
Non-Network Pharmacies
At non-network pharmacies, you’ll pay full price for your prescription up front. Then you can file a claim for reimbursement. Reimbursements are subject to cost-shares, copayments, deductibles, and other costs.
 
Overseas pharmacies are non-network pharmacies. You must pay full price for your prescription and file a claim with International SOS for reimbursement. If you live in the Philippines, you must fill your prescription at a certified pharmacy. For help with overseas pharmacies, call International SOS.
 
To learn more about your pharmacy benefit, visit TRICARE Pharmacy Program. Don’t forget you can use the Express Scripts Pharmacy mobile app to manage your prescriptions. If you have questions or need help, call Express Scripts.

Would you like the latest TRICARE news sent to you by email? Visit TRICARE Subscriptions, and create your personalized profile to get benefit updates, news, and more.
Woman in a brown coat and jeans sits next to her luggage while holding a passport
Know the differences in how TRICARE works in the...
News
Aug. 25, 2026

TRICARE has you covered worldwide. Understanding your coverage options helps you stay prepared for any health...
Read More
Dentist shows a patient a dental model while the patient sits in the dentist's chair
TRICARE Dental Program orthodontic coverage: Wha...
News
Aug. 20, 2026

Do you or your child need braces? You should know that the TRICARE Dental Program covers orthodontic care...
Read More
Man and woman in blue shirts smile at each other while standing in a park
TRICARE, Medicare, and Social Security: how your...
News
Aug. 19, 2026

Many service members and their families don’t realize that Social Security taxes deducted from each paycheck...
Read More
Service member smiles in front of pharmacy shelves
Know your TRICARE pharmacy options and learn whe...
News
Aug. 18, 2026

Are you looking for other ways to get your prescriptions that better fit your pharmacy needs? You’re in luck!...
Read More
Picture of a canal lined by old buildings.
Traveling overseas? Here’s how TRICARE travels w...
News
Aug. 13, 2026

Do you have an upcoming trip overseas? Whether you’re traveling for work or for fun, TRICARE covers you...
Read More
TRICARE: More Than a Benefit
TRICARE: More than a benefit—a trusted partner f...
News
Aug. 11, 2026

TRICARE is more than a health plan—it’s peace of mind for military families around the world. Watch this video...
Read More
Three people sit on grass while writing on notebooks and a laptop.
Get to know how TRICARE covers your college student
News
Aug. 06, 2026

Going to college is an exciting milestone for many young adults. From signing up for classes to buying dorm...
Read More
"Talk directly to a registered nurse 24/7 1-800-TRICARE;" Military Health System Nurse Advice Line logo
Q&A: Understanding the Global Nurse Advice Line
News
Aug. 04, 2026

Do you know what to do when you or a family member feels sick, but it’s outside of business hours? Should you...
Read More

Aug. 25, 2026

Know the differences in how TRICARE works in the U.S. vs. overseas

TRICARE has you covered worldwide. Understanding your coverage options helps you stay prepared for any health issues that might come up. This article explains how TRICARE works differently in the U.S. and overseas.

Aug. 20, 2026

TRICARE Dental Program orthodontic coverage: What to know before you start getting care

Do you or your child need braces? You should know that the TRICARE Dental Program covers orthodontic care. Keep reading to learn who qualifies, what’s covered, and how costs work.

Aug. 19, 2026

TRICARE, Medicare, and Social Security: how your entitlements work together

Many service members and their families don’t realize that Social Security taxes deducted from each paycheck help build a foundation for future financial security. You’ve been paying into Social Security, so keeping tabs on your information is key. By setting up a my Social Security account, you can see what you’ve earned, and how it all fits together.

Aug. 18, 2026

Know your TRICARE pharmacy options and learn where you can fill prescriptions

Are you looking for other ways to get your prescriptions that better fit your pharmacy needs? You’re in luck! When it comes to your prescriptions, the TRICARE Pharmacy Program gives you several options on how to fill them. Before filling your prescriptions, you can check the TRICARE Formulary to see if your prescription is covered.

Aug. 13, 2026

Traveling overseas? Here’s how TRICARE travels with you

Do you have an upcoming trip overseas? Whether you’re traveling for work or for fun, TRICARE covers you worldwide. Understanding how your TRICARE plan works when you go abroad helps you be prepared if any health issues arise.

Aug. 11, 2026

TRICARE: More than a benefit—a trusted partner for military families

TRICARE is more than a health plan—it’s peace of mind for military families around the world. Watch this video to hear directly from TRICARE beneficiaries about what TRICARE means to them.

Aug. 6, 2026

Get to know how TRICARE covers your college student

Going to college is an exciting milestone for many young adults. From signing up for classes to buying dorm supplies, summer can be a busy time for new college students and their families. During this time, you’ll also need to make sure your child’s TRICARE coverage will be ready when the semester starts, especially if he or she is moving away from home.

Aug. 4, 2026

Q&A: Understanding the Global Nurse Advice Line

Do you know what to do when you or a family member feels sick, but it’s outside of business hours? Should you go to an urgent care clinic or the emergency room, or wait until your doctor’s office is open? Luckily, TRICARE has a service called the Global Nurse Advice Line that can help when you need healthcare guidance.

July 29, 2026

Unlock your health by understanding the TRICARE Prime referral process

Do you have TRICARE Prime? If so, you likely get most of your routine healthcare from your primary care manager. But sometimes, you may need specialty care that your PCM can’t provide. This is when your PCM will give you a referral. Having a referral can reduce your out-of-pocket expenses. Referrals can also help reduce the time you need to wait to get specialty care.

July 23, 2026

Check your TRICARE information in DEERS today

When was the last time you looked to see if your information in the Defense Enrollment Eligibility Reporting System is up to date? If it’s been a while, it’s extremely important to take time and log in to DEERS to review or update your information. DEERS is key to managing military health benefits, supporting the needs of service members, retirees, and their family members. You should make sure to update your information in DEERS so your family can get the benefits they deserve.