An official website of the United States government
Here's how you know
A .mil website belongs to an official U.S. Department of Defense organization in the United States.
A lock (lock ) or https:// means you’ve safely connected to the .mil website. Share sensitive information only on official, secure websites.

News | Sept. 12, 2022

A Checklist to Help You Prepare for 2022 TRICARE Open Season

By TRICARE Communications

TRICARE Open Season starts in the fall. That’s the time when most families can make changes to their TRICARE health care coverage for next year. Preparing for open season now can help you make the best selection for you and your family later.
 
“Each year, open season gives you the chance to either sign up for TRICARE, or change your current coverage,” said Dr. Danita Hunter, chief of TRICARE Policy and Programs. “Before open season begins, give yourself time to review resources and ask questions about your options. This will help you choose the right coverage for you and your family.”
 
Are you enrolled in or eligible for a TRICARE Prime option or TRICARE Select? If yes, open season applies to you. However, it doesn’t apply to active duty service members (ADSMs). To learn more and to help prepare you for open season, follow this five-step checklist.
 
1. Know the dates and your choices
Open season starts Nov. 14 and ends Dec. 13, 2022. When considering your options you have these three choices:
  • Stay in your plan.
  • Enroll in a health plan.
  • Change health plans or switch between individual and family enrollment.

2. Review coverage details
Being familiar with the plan types can help you pick one to fit your budget and your health care needs. TRICARE Prime is your managed care option. It offers the most affordable coverage. With TRICARE Prime, you have a primary care manager (PCM) to manage your routine care and refer you to specialists for specialty care.
 
TRICARE Select is a self-managed care option. It offers the most freedom of choice. You aren’t required to have a PCM. You can choose your own TRICARE-authorized provider and manage your own health care. You’ll have lower out-of-pocket costs if you use a network provider. 
 
Compare TRICARE plans to learn more about each health plan.
 
3. Consider all cost factors
The amount you pay for coverage depends on your health plan and who you are. For example, costs vary if you or your sponsor is an ADSM, a National Guard or Reserve member, or a retiree. To find your health plan costs and to compare costs, use the Compare Costs tool.
 
4. Consider your needs for next year
Do you expect any big life changes in the upcoming year? The open season may not be the only time you can update your coverage. As outlined in the TRICARE Qualifying Life Events Fact Sheet, certain life events may change your health plan options. Moving, marriage, birth of a child, or retirement from active duty are all Qualifying Life Events (QLEs). A QLE opens a 90-day period for you to make eligible enrollment changes. If you take no action during open season, you’ll have to wait until you or a family member experiences a QLE to make changes to your TRICARE Prime or TRICARE Select plan.
 
5. Update your information in DEERS
Being able to use TRICARE depends on you keeping your information current in the Defense Enrollment Eligibility Reporting System (DEERS). If you don’t show as eligible for TRICARE in DEERS or your information is incorrect, it could prevent you from using your TRICARE benefit. You may also miss important information and enrollment deadlines.
 
Remember, you don’t have to wait until open season to think about your options. Start planning now. Find more info and resources on the TRICARE website.

Did you read the latest TRICARE Health Matters newsletter? It highlights open season, changes to telemedicine policy, preventive services, common TRICARE terms, and much more. Check out your region's newsletter today.
 
Would you like the latest TRICARE news sent to you by email? Visit the TRICARE Subscriptions page today, and create your personalized profile to get benefit updates, news, and more.
Two service members greet each other

Seeking Clinical Mental Health Services? Learn W...

News
Sep. 27, 2022

If left untreated, mental health difficulties could affect your physical health. That’s why TRICARE covers a...
Read More
A woman shows off her smile

Q&A: How Can TRICARE Dental Program’s Wellness P...

News
Sep. 22, 2022

Have you or a family member been diagnosed with a chronic medical condition? If so, you may qualify for extra...
Read More
Signing divorce papers

How Divorce Impacts Your TRICARE Benefits

News
Sep. 20, 2022

The divorce process can create intense emotions. You might feel frustrated or confused during this time...
Read More
A woman standing in the street

Q&A: What You Need to Know for Federal Benefits ...

News
Sep. 12, 2022

The Federal Benefits Open Season starts Nov. 14 and ends Dec. 12, 2022. This open season is for dental and...
Read More
A graphic promoting the Sept. 29 Webinar

Have TRICARE For Life Questions? Register for Se...

News
Sep. 08, 2022

Will you soon be eligible for Medicare and TRICARE coverage? If yes, be sure to join the TRICARE webinar, “How...
Read More
An adult holds a baby's hand

New Cultural Exemption Affects Midwife Services ...

News
Sep. 01, 2022

Are you living in Germany? Are you planning to have a child? If so, there are some important updates about...
Read More
A doctor looks over her laptop

Make Sure You Understand Recent TRICARE Teleheal...

News
Aug. 30, 2022

At the start of the COVID-19 pandemic, the Defense Health Agency (DHA) made several temporary updates to the...
Read More
A patient gets her blood pressure checked.

TRICARE Helps You Stay On Top of Preventive Heal...

News
Aug. 25, 2022

There are many things you can do to stay healthy. Eat nutritious foods. Move your body through exercise or...
Read More

Sept. 27, 2022

Seeking Clinical Mental Health Services? Learn What TRICARE Covers

If left untreated, mental health difficulties could affect your physical health. That’s why TRICARE covers a variety of mental health services. These services can help you get care so you can stay balanced, in both mind and body.

Sept. 22, 2022

Q&A: How Can TRICARE Dental Program’s Wellness Program Help You

Have you or a family member been diagnosed with a chronic medical condition? If so, you may qualify for extra benefits. The TRICARE Dental Program has a Wellness Program extending dental benefits for qualified beneficiaries with chronic medical conditions.

Sept. 20, 2022

How Divorce Impacts Your TRICARE Benefits

The divorce process can create intense emotions. You might feel frustrated or confused during this time. Thinking about your TRICARE benefits may be the last thought on your mind. However, it’s something you must consider.

Sept. 12, 2022

Q&A: What You Need to Know for Federal Benefits Open Season

The Federal Benefits Open Season starts Nov. 14 and ends Dec. 12, 2022. This open season is for dental and vision coverage through the Federal Employees Dental and Vision Insurance Program (FEDVIP).

Sept. 12, 2022

A Checklist to Help You Prepare for 2022 TRICARE Open Season

TRICARE Open Season starts in the fall. That’s the time when most families can make changes to their TRICARE health care coverage for next year. Preparing for open season now can help you make the best selection for you and your family later.

Sept. 8, 2022

Have TRICARE For Life Questions? Register for September 29 Webinar

Will you soon be eligible for Medicare and TRICARE coverage? If yes, be sure to join the TRICARE webinar, “How to Get Started With Medicare and TRICARE,” on Sept. 29, from 1 to 2 p.m. ET.

Sept. 1, 2022

New Cultural Exemption Affects Midwife Services for TRICARE Families in Germany

Are you living in Germany? Are you planning to have a child? If so, there are some important updates about midwife services TRICARE covers for families in Germany.

Aug. 30, 2022

Make Sure You Understand Recent TRICARE Telehealth Policy Changes

At the start of the COVID-19 pandemic, the Defense Health Agency (DHA) made several temporary updates to the TRICARE benefit regarding telehealth. These temporary policy updates allowed you to get care safely during the COVID-19 pandemic.

Aug. 25, 2022

TRICARE Helps You Stay On Top of Preventive Health Care

There are many things you can do to stay healthy. Eat nutritious foods. Move your body through exercise or recreation. Stay at a healthy weight. Don’t use tobacco or drugs. Limit alcohol intake. And get plenty of sleep. But an important part of being—and staying—healthy is getting regular preventive health care checkups.

Aug. 23, 2022

Let’s Talk: Youth, Mental Health, and TRICARE

According to the Centers for Disease Control and Prevention, mental health challenges among youth are on the rise nationwide. During childhood, mental wellness is especially important because it contributes to physical health, resiliency, and social skills.

Learn More about COVID-19 and the COVID-19 Vaccine.